Marion County property record for 647 Clover Rd, Hannibal, MO 63401
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,570 sqft · built 1997 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,566 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H11729 |
| Primary APN | H11729 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| Basement Area | 1,570 sqft |
| Finished Basement | 1,570 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 393 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 306 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | H11729 |
|---|---|
| Street Address | 647 CLOVER RD |
| City | HANNIBAL |
| State | MO |
| Zip | 63401-7001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD ROLLING MEADOWS 1ST ADD, ALL LOT 128 DIM DEED-100.3 X 393.23 |
| Legal Range | 05W |
| Legal Township | 57N |
| Legal Section | 24 |
| Legal Subdivision | ROLLING MEADOWS |
| Legal Lot Number | 128 |
| Jurisdiction | MARION MO |
| Township / Civil Division | MILLER |
| Census Block Group | 3 |
| Census Block | 3086 |
| Census Tract | 960100 |
647 Clover Rd is owned and occupied by two individuals who acquired it in April 2005.
Source: Marion County records, as of March 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 647 CLOVER RD, HANNIBAL, MO 63401-7001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage F&M BANK & TRUST CO |
| Oct 29, 2018 | Deed of Trust, Mortgage F&M BANK AND TRUST COMPANY |
| Oct 29, 2018 | Deed of Trust, Mortgage F&M BANK AND TRUST COMPANY |
| Oct 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance F&M BANK AND TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 28, 2005 |
| Transfer Doc | 00565/8451 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION MO |
| Property Address | 647 CLOVER RD, HANNIBAL, MO 63401-7001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026R000740 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026R000740 |
| Name | F&M BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION MO |
| Property Address | 647 CLOVER RD, HANNIBAL, MO 63401-7001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R003149 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 2018R003149 |
| Name | F&M BANK AND TRUST COMPANY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 51 Months |
| Due | Jan 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION MO |
| Property Address | 647 CLOVER RD, HANNIBAL, MO 63401-7001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R003148 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 2018R003148 |
| Name | F&M BANK AND TRUST COMPANY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 231 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION MO |
| Property Address | 647 CLOVER RD, HANNIBAL, MO 63401-7001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R003880 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020R003880 |
| Name | F&M BANK AND TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 647 Clover Rd was $2,566.
Source: Marion County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Marion County |
| Municipality | Hannibal City |
| Unified School District | Hannibal 60 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,566.00 | $39,660 Land $5,520 Building $34,140 | $208,730 Land $29,040 Building $179,690 |
| 2023 | $2,252.00 | $36,060 Land $5,020 Building $31,040 | $189,750 Land $26,400 Building $163,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 647 Clover Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 647 Clover Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RALLS COUNTY PWSD 1 serves 7,662 people · EPA ID MO2024499 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chariton Valley Communication Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures