Stark County property record for 647 Cliff St, Gladstone, ND 58630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,400 sqft · built 2013 |
| Lot Size | 0.571 acres (24,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jul 2018) |
| Tax Bill | $757 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-0001-04131-025 |
| Primary APN | 44-0001-04131-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 24,916 sqft (0.571 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 647 CLIFF ST |
|---|---|
| City | GLADSTONE |
| State | ND |
| Zip | 58630-7712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E34' N150' L11 & W32' N150' L12 B 19 OP TRACT B |
| Legal Subdivision | 0001-ORIGINAL PLAT |
| Legal Tract | B |
| Jurisdiction | STARK ND |
| Township / Civil Division | GLADSTONE |
| Census Block Group | 3 |
| Census Block | 3237 |
| Census Tract | 963900 |
647 Cliff St is owned and occupied by an individual who bought it in July 2018.
Source: Stark County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 647 CLIFF ST, GLADSTONE, ND 58630-7712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jul 16, 2018 | Warranty Deed, Transfer · VA Mortgage TCF NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on File |
| Deed Sale | Jul 16, 2018 · Amount on File |
| Deed Document Number | 3147332 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STARK ND |
| Property Address | 647 CLIFF ST, GLADSTONE, ND 58630-7712 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|
| Document Number | 3165073 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 3165073 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STARK ND |
| Recording Date | Jul 16, 2018 |
| Property Address | 647 CLIFF ST, GLADSTONE, ND 58630-7712 |
| Document Number | 0003147332 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 3147332 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | QUALITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 647 CLIFF ST, GLADSTONE, ND 58630-7712 |
| Document Number | 0003147333 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 3147333 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 647 Cliff St was $757.
Source: Stark County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Stark County |
| Municipality | Gladstone City |
| Unified School District | Dickinson Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $757.00 | $247,200 Land $5,100 Building $242,100 | $494,400 Land $10,200 Building $484,200 |
| 2023 | $216,600 Land $5,100 Building $211,500 | $433,200 Land $10,200 Building $423,000 | |
| 2022 | $774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 647 Cliff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 647 Cliff St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GLADSTONE serves 239 people · EPA ID ND4500396 |
|---|---|
| Water Source | Purchased surface water from SOUTHWEST WATER AUTHORITY |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Consolidated Communications Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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