647 Center Point Dr E, Center Point, TX 78010 Property Records

Kerr County property record for 647 Center Point Dr E, Center Point, TX 78010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,970 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,112 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5525-0000-021000`

Property Details

APN / Parcel Number

Primary APN	`5525-0000-021000`
Alternative APN	`33440`

Interior

Full Baths	2 Baths
Building Area	1,970 sqft Living Area
Gross Area	4,523 sqft
1st Floor Area	1,956 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	421 sqft
Storage Building	192 sqft
Pole Barn	1,500 sqft

Location & Zoning

Account Number	5525-0000-021000
Street Address	647 CENTER POINT DR E
City	CENTER POINT
State	TX
Zip	78010-5434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK VIEW ESTS LOT 21 PT ACRES 1.0
Legal Subdivision	OAK VIEW ESTS
Legal Tract	21
Legal Lot Number	21
Jurisdiction	KERR TX
Township / Civil Division	CENTER POINT
Census Block Group	2
Census Block	2033
Census Tract	960800

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	647 CENTER POINT DR E, CENTER POINT, TX 78010-5434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PILGRIM MORTGAGE LLC
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Nov 15, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 15, 2018
Transfer Doc	0000007372
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	647 CENTER POINT DR E, CENTER POINT, TX 78010-5434
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21003687
Date	Apr 29, 2021
Instrument	21-003687

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Address	SAN ANTONIO, TX 78232

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	647 CENTER POINT DR E, CENTER POINT, TX 78010-5434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19009206
Date	Dec 31, 2019
Instrument	19-009206

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	647 CENTER POINT DR E, CENTER POINT, TX 78010-5434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19000844
Date	Feb 1, 2019
Instrument	19-000844

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERR TX
Recording Date	Nov 15, 2018
Property Address	647 CENTER POINT DR E, CENTER POINT, TX 78010-5434
Document Number	18007372
Map Reference	VOL 4 PG 85
Instrument Date	Nov 15, 2018
Instrument	18-007372
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 CENTER POINT DR E, CENTER POINT, TX 78010-5434

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Center Point Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,112.00 (+42.88%)	$264,421 (-) Land $3,000 Building $261,421	$264,421 (-) Land $3,000 Building $261,421
2025	$2,178.00 (-2.59%) Homeowner's exemption	$264,421 (+9.41%) Land $3,000 Building $261,421	$264,421 (+9.41%) Land $3,000 Building $261,421
2024	$2,236.00 (+7.66%)
2023	$2,077.00 Homeowner's exemption	$241,671 Land $3,000 Building $238,671	$241,671 Land $3,000 Building $238,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	30 (1978–2026)
Claims Outside the SFHA	7 of 30
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 9 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 10 claims Severe Storms And Flooding, Jul 2002 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

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