647 Bernon St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 647 Bernon St, Woonsocket, RI 02895 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,184 sqft · built 2024
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Dec 2024)
Tax Bill	$4,847 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WOON M:23A L:56 U:3`

Property Details

APN / Parcel Number

Primary APN	`WOON M:23A L:56 U:3`
Alternative APN	`4286570`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	1,184 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4286570
Street Address	647 BERNON ST
City	WOONSOCKET
State	RI
Zip	02895-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	56
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1002
Census Tract	17800

Owner

Source: Woonsocket City records · APN WOON M:23A L:56 U:3

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	161 MECHANIC ST, BELLINGHAM, MA 02019-1779
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Dec 11, 2024	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Oct 16, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Oct 16, 2023 · Amount on Record
Deed Book / Page	2919 / 84
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	647 BERNON ST, WOONSOCKET, RI 02895-4654
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002980-84
Date	Sep 23, 2025
Book Page	2980/84
Instrument	239993

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Dec 11, 2024
Property Address	647 BERNON ST, WOONSOCKET, RI 02895-4654
Document Number	0002919-84
Book / Page	2919 / 84
Instrument Date	Dec 11, 2024
Instrument	2024235701
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 MECHANIC ST, BELLINGHAM, MA 02019-1779

Mortgage

Document Number	2024235702
Date	Dec 11, 2024
Instrument	2024235702

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Oct 16, 2023
Property Address	647 BERNON ST, WOONSOCKET, RI 02895-4654
Document Number	0002835-63
Book / Page	2835 / 63
Instrument Date	Oct 11, 2023
Instrument	229698
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 BERNON ST, WOONSOCKET, RI 02895-4654

Mortgage

Document Number	0000229699
Date	Oct 16, 2023
Instrument	229699

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jul 16, 2021
Property Address	647 BERNON ST, WOONSOCKET, RI 02895-4654
Document Number	002644-143
Book / Page	2644 / 143
Instrument Date	Jul 16, 2021
Instrument	215690
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 TANGLEWOOD RD, NORTH SMITHFIELD, RI 02896-6823
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$4,847.00 (+629.97%)	$431,600 (+844.42%) Land $89,500 Building $342,100
2024	$664.00 (-53.01%)	$45,700 (-54.8%) Land $45,700
2023	$1,413.00 (+121.13%)	$101,100 (+121.23%) Land $91,100 Building $10,000
2022	$639.00	$45,700 Land $45,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 597 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880

May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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