647 Bay Harbor Dr, Hampstead, NC 28443 Property Records

Pender County property record for 647 Bay Harbor Dr, Hampstead, NC 28443

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,080 sqft · built 1991
Lot Size0.728 acres (31,712 sqft)
Owner2 Individual Names on Record
Tax Bill$658 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN4214-69-1359-0000

Property Details

APN / Parcel Number

Primary APN4214-69-1359-0000
Alternative APNs
  • 400962327
  • 962327

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
FlooringCarpet

Exterior

Year BuiltBuilt 1991
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Construction TypeManufactured
Foundation TypeRaised
Lot Area31,712 sqft (0.728 acres)
Deck Area24 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number400962327
Old Parcel Number4214 69 1359 0000
Street Address647 BAY HARBOR DR
CityHAMPSTEAD
StateNC
Zip28443-2766
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR20
Legal DescriptionLT 7R,PB 26/117 BAY HARBOR
Legal SubdivisionBAY HARBOR
Legal Lot Number7R
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group2
Census Block2022
Census Tract920104

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address647 BAY HARBOR DR, HAMPSTEAD, NC 28443-2766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2000
Deed SaleMar 31, 2000
Deed Document Number000180641A
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address647 BAY HARBOR DR, HAMPSTEAD, NC 28443-2766
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047380048
DateJan 14, 2021
Book Page4738/48
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$658.00 (-36.73%)$170,505 (+72.99%) Land $80,724 Building $89,781$170,505 (+72.99%) Land $80,724 Building $89,781
2023$98,564 (-) Land $63,683 Building $34,881$98,564 (-) Land $63,683 Building $34,881
2022$1,040.00$98,564 Land $63,683 Building $34,881$98,564 Land $63,683 Building $34,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Harbor Dr

Nearby Streets

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