64692 Balk Rd, Sturgis, MI 49091 Property Records

St. Joseph County property record for 64692 Balk Rd, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 980 sqft
Lot Size	19.4 acres (846,371 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Apr 2018)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-016-005-00`

Property Details

APN / Parcel Number

Primary APN	`014-016-005-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	728 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft

Exterior

Lot Area	846,371 sqft (19.4 acres)
Lot Dimensions	250 ft deep x 250 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	64692 BALK RD
City	STURGIS
State	MI
Zip	49091-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR RURAL R
Legal Description	S 1/2 NE 1/4 SE 1/4 SEC 16 T7S R10W. 20 A
Legal Range	10W
Legal Township	07S
Legal Section	16
Jurisdiction	ST JOSEPH MI
Township / Civil Division	SHERMAN
Census Block Group	1
Census Block	1014
Census Tract	41500

Owner

64692 Balk Rd is owned and occupied by two individuals who acquired it in August 2020.

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	64692 BALK RD, STURGIS, MI 49091-9621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Sep 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Apr 4, 2018	Warranty Deed, Transfer · ARM INTERRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018 · Amount on File
Deed Sale	Apr 4, 2018 · Amount on File
Prior Sale	Jul 13, 2016 · Amount on File
Deed Book / Page	1909 / 320
Last Transfer Date	Aug 10, 2020
Transfer Doc	2020005179
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	64692 BALK RD, STURGIS, MI 49091-9621
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64692 BALK RD, STURGIS, MI 49091-9621

Mortgage

Document Number	2021011423
Date	Nov 12, 2021
Instrument	2021011423

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 2, 2020
Property Address	64692 BALK RD, STURGIS, MI 49091-9621
Document Number	2020005179
Instrument Date	Aug 10, 2020
Instrument	2020005179
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TITLE OFFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64692 BALK RD, 64692, STURGIS, MI 49091-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64692 BALK RD, STURGIS, MI 49091-9621

Mortgage

Date	Sep 2, 2020

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 4, 2018
Property Address	64692 BALK RD, STURGIS, MI 49091-9621
Document Number	01909/0320
Book / Page	1909 / 0320
Instrument Date	Mar 28, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62606 NOTTAWA RD, 62606, STURGIS, MI 49091-9316

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11465 W 450 N, MIDDLEBURY, IN 46540-9328

Mortgage

Document Number	0001909322
Date	Apr 4, 2018
Instrument	1909/322

Lender

Name	INTERRA CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2023
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Max Rate	10.5%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Sherman Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,200 (+7.14%)	$456,400 (+7.14%)
2025	$1,549.00 Homeowner's exemption	$213,000 Land $83,400 Building $129,600	$426,000 Land $166,800 Building $259,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64692 Balk Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 64692 Balk Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Lakeland Internet, Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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