6469 State Rte 3, Waterloo, IL 62298 Property Records

Monroe County property record for 6469 State Rte 3, Waterloo, IL 62298

Property Summary

Property TypeCommercial
Lot Size5.2 acres (226,512 sqft)
OwnerCompany Name on Record
Last Sale$2,250,000 (Oct 2025)
Tax Bill$5,220 (2024)
Deeds & MortgagesOct 2025 Sale
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11-06-300-008-000

Property Details

APN / Parcel Number

Primary APN11-06-300-008-000
Alternative APN
  • 11060000001205 00

Exterior

Lot Area226,512 sqft (5.2 acres)
DrivewayAsphalt Driveway
Driveway Area960 sqft

Location & Zoning

Street Address6469 STATE ROUTE 3
CityWATERLOO
StateIL
Zip62298-2825
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeMI1
Legal DescriptionPART TAX LOT 17B
Legal Range09W
Legal Township03S
Legal Section06
Legal Lot Number17B
JurisdictionMONROE IL
Township / Civil Division8
Census Block Group1
Census Block1006
Census Tract600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 128, WATERLOO, IL 62298-0128
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed, Transfer
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARROLLTON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Deed Document Number2025439470
Record UpdatedSep 20, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateOct 1, 2025
Property Address6469 STATE ROUTE 3, WATERLOO, IL 62298-2825
Document Number0000439470
Instrument DateOct 1, 2025
Instrument439470
Transaction TypeTransfer
Record UpdatedOct 15, 2025

Transaction

AmountAmount Recorded
Tax$3,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 128, WATERLOO, IL 62298-0128

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address6469 STATE ROUTE 3, WATERLOO, IL 62298-2825
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000413645
DateDec 23, 2020
Instrument413645
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,480 (-5.46%) Land $17,330 Building $69,150$259,440 (-5.46%) Land $51,990 Building $207,450
2024$5,220.00$91,479 (+5.23%) Land $18,302 Building $73,177$274,437 (+5.23%) Land $54,906 Building $219,531
2022$86,930 Land $17,330 Building $69,600$260,790 Land $51,990 Building $208,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
DSL
100 / 20

May also be available: ClearWave, Verizon.

Nearby Properties on State Rte 3

Nearby Streets

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