6469 Saddlebrook Ln, Frederick, MD 21701 Property Records

Frederick County property record for 6469 Saddlebrook Ln, Frederick, MD 21701 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1999
Square Footage	2,762 sqft Living Area
Lot Size	10,305 sqft (0.237 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Last Sale	$650,000 (2025)
Tax Bill	$5,908.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-307346`
Alternative APNs	`9307346` `307346`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,762 sqft Living Area
Gross Area	3,182 sqft Gross Area
1st Floor	1,118 sqft 1st Floor
Basement Area	784 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	10,305 sqft (0.237 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	445 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	307346
Street Address	6469 SADDLEBROOK LN
City	FREDERICK
State	MD
Zip	21701-7660
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 785 SECTION E-1C PLAT 99-10,305 SQ. FT. SPRING RIDGE PUD
Legal Subdivision	SPRING RDG SEC E1-C PRCL JJJ &
Legal Lot Number	785
Jurisdiction	FREDERICK MD
Minor Civil Division	9, NEW MARKET
Census Blockgroup	1
Census Block	1006
Census Tract	751902

Owner

Source: Frederick County records · APN 09-307346

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6469 SADDLEBROOK LN, FREDERICK, MD 21701-7660
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Book / Page	17432 / 165
Prior Transfer Date	Jul 15, 2014
Prior Transfer Doc	0101860470
Record Refreshed	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6469 SADDLEBROOK LN, FREDERICK, MD 21701-7660
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	NOT AVAILABLE, RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152290396
Date	Aug 25, 2021
Book Page	15229/396

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,908.00 (+6.01%)	$512,967 (+13.84%)	$575,900 (+19.61%) Land $151,300 Building $424,600
2024	$5,573.00 (+8.51%)
2023	$5,136.00 Homeowner's exemption	$450,600	$481,500 Land $151,300 Building $330,200

Flood & Wildfire

6469 Saddlebrook Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.