6469 Peppertree Path NE, Winter Haven, FL 33881 Property Records

Polk County property record for 6469 Peppertree Path NE, Winter Haven, FL 33881

Property Summary

Property Type	Mobile Home
Details	1,620 sqft · built 1989
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on File
Last Sale	$150,400 (May 2022)
Tax Bill	$2,607 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-01-521031-003240`

Property Details

APN / Parcel Number

Primary APN	`26-28-01-521031-003240`
Alternative APNs	`012826521031003240` `12826000`

Interior

Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	87 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Porch	Porch
Porch Area	48 sqft

Location & Zoning

Street Address	6469 PEPPERTREE PATH NE
City	WINTER HAVEN
State	FL
Zip	33881-9587
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BROOKHAVEN VILLAGE FIRST ADD PB-75 PG-17 BLK 3 LOT 24 & AN INT IN ALL COMMON ELEMENTS AS PER OR 2294 PG 57 & OR 3012 PG 1597
Legal Range	26E
Legal Township	28S
Legal Section	01
Legal Subdivision	BROOKHAVEN VILLAGE 1ST ADDITION
Legal Tract	521031
Legal Block	3
Legal Lot Number	24
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1008
Census Tract	12802

Owner

6469 Peppertree Path NE, a mobile home, is owned and occupied by two individuals who bought it in May 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6469 PEPPERTREE PATH NE, WINTER HAVEN, FL 33881-9587
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Apr 1, 2016 · Amount on File
Deed Document Number	2022144270
Deed Book / Page	12270 / 424
Prior Transfer Date	Apr 27, 2016
Prior Transfer Doc	0098200954
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 26, 2022
Property Address	6469 PEPPERTREE PATH NE, WINTER HAVEN, FL 33881-9587
Document Number	0000144270
Book / Page	12270 / 424
Map Reference	MB 75 PG 17
Instrument Date	May 24, 2022
Instrument	2022144270
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 CLIFFORD CT, 3, NANUET, NY 10954-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6469 PEPPERTREE PATH NE, WINTER HAVEN, FL 33881-9587

Mortgage

Document Number	0012270426
Date	May 26, 2022
Instrument	12270/426

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6469 Peppertree Path NE was $2,607, up 4.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,364 (-5.07%) Land $25,000 Building $107,364	$132,364 (-5.07%) Land $25,000 Building $107,364
2025	$2,607.00 (+4.49%)	$139,428 Land $25,000 Building $114,428	$139,428 Land $25,000 Building $114,428
2024	$2,495.00 (+10.94%)
2023	$2,249.00 (+21.17%)	$119,121 (+7.11%) Land $24,000 Building $95,121	$119,121 (+7.11%) Land $24,000 Building $95,121
2022	$1,856.00	$111,211 Land $20,000 Building $91,211	$111,211 Land $20,000 Building $91,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6469 Peppertree Path NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	13 (1998–2022)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6469 Peppertree Path NE is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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