Deschutes County property record for 64685 Wharton Ave, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,284 sqft · built 1914 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,900 (Sep 1990) |
| Tax Bill | $2,269 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161231 A0 04800 |
| Primary APN | 161231 A0 04800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Year Built | Built 1914 |
|---|---|
| Architectural Style | Other |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Account Number | 133497 |
|---|---|
| Old Parcel Number | R2025161231A004800 |
| Street Address | 64685 WHARTON AVE |
| City | BEND |
| State | OR |
| Zip | 97703-9051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK:20 SUBD:TOWNSITE OF LAIDLAW SEC/TWN/RNG/MER:SEC 31 TWN 16 RNG 12 MAP REF:161231-A0 |
| Legal Range | 12E |
| Legal Township | 16S |
| Legal Section | 31 |
| Legal Quarter | NE |
| Legal Subdivision | TOWNSITE OF LAIDLAW |
| Legal Block | 20 |
| Legal Lot Number | 18 19 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | TUMALO |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 602 |
64685 Wharton Ave is owned and occupied by two individuals who bought it in September 1990.
Source: Deschutes County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64685 WHARTON AVE, BEND, OR 97703-9051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 1990 · Amount on File |
| Deed Sale | Sep 28, 1990 · Amount on File |
| Deed Document Number | 9902192722 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 64685 WHARTON AVE, BEND, OR 97703-9051 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000065100 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-65100 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 64685 Wharton Ave was $2,269, up 4.6% from the year before.
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Redmond School District 2J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,269.00 (+4.56%) | $144,700 (+3%) | $568,440 (-2.35%) Land $344,350 Building $224,090 |
| 2024 | $2,170.00 (+5.8%) | $140,490 (+3%) | $582,120 (+17.42%) Land $358,030 Building $224,090 |
| 2023 | $2,051.00 | $136,400 | $495,760 Land $305,860 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 64685 Wharton Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 64685 Wharton Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 80% of Oregon |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAIDLAW WATER DISTRICT serves 740 people · EPA ID OR4101096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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