6468 Esmont Rd, Keene, VA 22946 Property Records

Albemarle County property record for 6468 Esmont Rd, Keene, VA 22946

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,540 sqft · built 2007
Lot Size	2.49 acres (108,464 sqft)
Owner	Individual Name on Record
Last Sale	$312,500 (Jul 2019)
Tax Bill	$4,852 (2026)
Deeds & Mortgages	May 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12100-00-00-00700`

Property Details

APN / Parcel Number

Primary APN	`12100-00-00-00700`
Alternative APN	`42795`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,540 sqft Finished Area
Basement Area	986 sqft
Unfinished Basement	986 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Material	Other
Lot Area	108,464 sqft (2.49 acres)
Garage Area	600 sqft

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	6468 ESMONT RD
City	KEENE
State	VA
Zip	22946-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE B
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	1
Census Block	1009
Census Tract	11400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6468 ESMONT RD, KEENE, VA 22946-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 30, 2019	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	20198108
Deed Book / Page	5200 / 537
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	6468 ESMONT RD, KEENE, VA 22946-1703
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6468 ESMONT RD, KEENE, VA 22946-1703

Mortgage

Document Number	202200005264
Date	May 3, 2022
Instrument	202200005264

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 30, 2019
Property Address	6468 ESMONT RD, KEENE, VA 22946-1703
Document Number	0000008108
Book / Page	005200 / 000537
Instrument Date	Jul 26, 2019
Instrument	8108
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	RED FOX TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6468 ESMONT RD KEENE VA 229461703, KEENE, VA 22946-1703

Mortgage

Document Number	8109
Date	Jul 30, 2019
Book Page	005200/000540
Instrument	8109

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,852.00 (+7.8%)	$542,700 (+7.79%) Land $64,400 Building $478,300	$542,700 (+7.79%) Land $64,400 Building $478,300
2025	$4,501.00 (+9.51%)	$503,500 (+4.61%) Land $63,300 Building $440,200	$503,500 (+4.61%) Land $63,300 Building $440,200
2023	$4,110.00	$481,300 Land $59,100 Building $422,200	$481,300 Land $59,100 Building $422,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1987–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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