6468 E Lake Rd, Auburn, NY 13021 Property Records

Cayuga County and Owasco Town property record for 6468 E Lake Rd, Auburn, NY 13021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,514 sqft · built 1950
Lot Size	0.613 acres (26,738 sqft)
Owner	Individual Name on File
Last Sale	$94,900 (Nov 2020)
Tax Bill	$5,465 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054600 131.01-1-3.1`

Property Details

APN / Parcel Number

Primary APN	`054600 131.01-1-3.1`
Alternative APNs	`460013100100010030010000` `14005861`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,514 sqft Living Area
1st Floor Area	1,164 sqft
2nd Floor Area	176 sqft
Upper Floors Area	174 sqft
Attic	Attic
Attic Area	174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	26,738 sqft (0.613 acres)
Lot Dimensions	228 ft deep x 117 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	564 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14005861
Street Address	6468 E LAKE RD
City	AUBURN
State	NY
Zip	13021-8246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SM X-28, 96-85 SMD955-248 INC P/O 131.01-1-16.1 SMD 1014-79
Legal Block	1
Legal Lot Number	3.001
Jurisdiction	CAYUGA NY
Township / Civil Division	OWASCO
Census Block Group	3
Census Block	3027
Census Tract	40700

Owner

6468 E Lake Rd is owned and occupied by an individual who bought it in November 2020.

Source: Cayuga County and Owasco Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6468 E LAKE RD, AUBURN, NY 13021-8246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENERATIONS BK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAYUGA LK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Sep 27, 1999 · Amount on File
Deed Document Number	2020199982
Deed Book / Page	3962 / 41
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	0003962/41
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	6468 E LAKE RD, AUBURN, NY 13021-8246
Document Number	0039720001
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6468 E LAKE RD AUBURN NY 130218246, AUBURN, NY 13021-8246

Mortgage

Document Number	0039720001
Date	Dec 7, 2020
Book Page	003972/000001
Instrument	200409

Lender

Name	GENERATIONS BK
Type	Bank
Address	SENECA FALLS, NY 13148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	6468 E LAKE RD, AUBURN, NY 13021-8246
Document Number	0039620045
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6468 E LAKE RD AUBURN NY 130218246, AUBURN, NY 13021-8246

Mortgage

Document Number	0039620045
Date	Nov 23, 2020
Book Page	003962/000045
Instrument	199983

Lender

Name	CAYUGA LK NAT'L BK
Type	Bank
Address	UNION SPRINGS, NY 13160

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 6468 E Lake Rd was $5,465, up 2.4% from the year before.

Source: Cayuga County and Owasco Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Owasco Town
Unified School District	Auburn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,465.00 (+2.4%)
2025	$5,337.00 (+1.87%)	$106,800 Land $19,300 Building $87,500	$227,234 Land $41,064 Building $186,170
2024	$5,239.00
2023		$106,800 Land $19,300 Building $87,500	$187,368 Land $33,860 Building $153,508
2020	$2,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6468 E Lake Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1981–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6468 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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