Hernando County property record for 6466 Clearwater Dr, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,125 sqft · built 1985 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $95,750 (Dec 2012) |
| Tax Bill | $970 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5050-0242-0040 |
| Primary APN | R32-323-17-5050-0242-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,125 sqft Living Area |
| 1st Floor Area | 2,125 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 142 ft deep x 108 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 35 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00475113 |
|---|---|
| Street Address | 6466 CLEARWATER DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-5916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 5 BLK 242 LOT 4 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 33 |
| Legal Subdivision | SPRING HILL UN 5 |
| Legal Block | 242 |
| Legal Lot Number | 4 |
| Legal Unit | 5 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 41401 |
The current owner of 6466 Clearwater Dr bought it in December 2012.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 6466 CLEARWATER DR, SPRING HILL, FL 34606-5916 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage MISSION LOANS LLC |
| Dec 22, 2016 | Deed of Trust, Mortgage · Conventional Mortgage BANC HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2012 · Amount on File |
| Deed Sale | Dec 18, 2012 · Amount on File |
| Deed Document Number | 2012071839 |
| Deed Book / Page | 2962 / 0651 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6466 CLEARWATER DR, SPRING HILL, FL 34606-5916 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6466 CLEARWATER DR, WEEKI WACHEE, FL 34606-5916 |
| Document Number | 0046700859 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 4670/859 |
| Instrument | 2026010612 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6466 CLEARWATER DR, SPRING HILL, FL 34606-5916 |
| Document Number | 0034320523 |
| Book / Page | 003432 / 000523 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6466 CLEARWATER DR SPRING HILL FL 346065916, SPRING HILL, FL 34606-5916 |
| Document Number | 0034320523 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 003432/000523 |
| Instrument | 3487 |
| Name | BANC HM LNS |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2047 |
The 2025 property tax bill for 6466 Clearwater Dr was $970 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $970.00 Additional exemption filed | $112,419 | $244,745 Land $39,621 Building $205,124 |
| 2023 | $106,069 (+3%) Land $106,069 | ||
| 2022 | $1,010.00 Homeowner's exemption | $102,980 | $274,432 Land $26,811 Building $247,621 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6466 Clearwater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6466 Clearwater Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Also Mapped Here | PCUD-PASCO COUNTY REGIONAL PWS |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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