6465 W 20th Ave, Ferndale, WA 98248 Property Records

Whatcom County property record for 6465 W 20th Ave, Ferndale, WA 98248

Property Summary

Property TypeCommercial Vacant Land
Lot Size1 acres (43,560 sqft)
OwnerOwner Name on File
Last Sale$73,294 (Dec 2003)
Tax Bill$1,411 (2025)
Flood ZoneZone X (minimal risk)
APN96499

Property Details

APN / Parcel Number

Primary APN96499
Alternative APNs
  • 390217 082485 0000
  • 92138

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number96499
Street Address6465 W 20TH AVE
CityFERNDALE
StateWA
Zip98248-7723
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeM
Legal DescriptionLOT 2 ALDERGROVE HILL SHORT PLAT AS REC BOOK 21 SHORT PLATS PG 76
Legal Range02
Legal Township39
Legal Section17
Legal SubdivisionALDERGROVE HILL SHORT PLAT
Legal Lot Number2
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2030
Census Tract10505

Owner

The current owner of 6465 W 20th Ave bought it in December 2003.

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address454 S 190TH ST, WA

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2003 · Amount on File
Deed SaleDec 31, 2003 · Amount on File
Deed Document Number2031205457
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 6465 W 20th Ave was $1,411.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,411.00$188,441 Land $188,441$188,441 Land $188,441
2022$73,181 Land $73,181$73,181 Land $73,181
2021$549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6465 W 20th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2009–2021)
Claims Outside the SFHA3 of 4
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6465 W 20th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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