6465 Gary Dr, Independence, KY 41051 Property Records

Kenton County property record for 6465 Gary Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1956
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$121,900 (Sep 2015)
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061-10-00-051.00`

Property Details

APN / Parcel Number

Primary APN	`061-10-00-051.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Finished Area
Gross Area	1,320 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	6465 GARY DR
City	INDEPENDENCE
State	KY
Zip	41051-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAUTY VIEW ACRES SEC 3 LOT 22
Legal Subdivision	BEAUTY VIEW ACRES
Legal Phase	3
Legal Lot Number	22
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2014
Census Tract	65800

Owner

6465 Gary Dr is owned and occupied by two individuals who bought it in September 2015.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6465 GARY DR, INDEPENDENCE, KY 41051-9312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2015 · Amount on File
Deed Sale	Sep 28, 2015 · Amount on File
Prior Sale	Sep 28, 2015 · Amount on File
Deed Document Number	201509 28 059 00197
Deed Book / Page	3655 / 22
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	6465 GARY DR, INDEPENDENCE, KY 41051-9312
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900031
Date	Feb 2, 2022
Book Page	333/640
Instrument	22020205900031

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 6465 Gary Dr was $1,868.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,700 (-) Land $35,000 Building $125,700	$160,700 (-) Land $35,000 Building $125,700
2025	$1,868.00	$160,700 Land $35,000 Building $125,700	$160,700 Land $35,000 Building $125,700
2023	$1,807.00	$143,200 Land $25,000 Building $118,200	$143,200 Land $25,000 Building $118,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6465 Gary Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6465 Gary Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20