6465 Evergreen Dr, Independence, OH 44131 Property Records

Cuyahoga County property record for 6465 Evergreen Dr, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,190 sqft · built 1953
Lot Size	1.26 acres (54,885 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Sep 2017)
Tax Bill	$5,553 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`562-06-009`

Property Details

APN / Parcel Number

Primary APN	`562-06-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,190 sqft Living Area
Gross Area	5,706 sqft
1st Floor Area	2,560 sqft
2nd Floor Area	630 sqft
Basement Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,885 sqft (1.26 acres)
Lot Dimensions	576 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	224 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6465 EVERGREEN DR
City	INDEPENDENCE
State	OH
Zip	44131-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	TR#2 37 SP 694.18FT NP
Legal Subdivision	562 6 INDEPENDENCE
Legal Tract	2
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1041
Census Tract	156101

Owner

6465 Evergreen Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Cuyahoga County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6465 EVERGREEN DR, INDEPENDENCE, OH 44131-3412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Sep 1, 2017	Grant Deed, Transfer · Conventional with PMI THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Prior Sale	Jan 1, 1975
Deed Document Number	2017459
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6465 EVERGREEN DR, INDEPENDENCE, OH 44131-3412
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000277
Date	Dec 27, 2023
Instrument	202312270277

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6465 EVERGREEN DR, INDEPENDENCE, OH 44131-3412
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000591
Date	Nov 3, 2021
Instrument	202111030591

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 27, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6465 EVERGREEN DR, INDEPENDENCE, OH 44131-3412
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000408
Date	Jun 15, 2021
Instrument	202106150408

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 1, 2017
Property Address	6465 EVERGREEN DR, INDEPENDENCE, OH 44131-3412
Document Number	0009010459
Instrument Date	Aug 28, 2017
Instrument	9010459
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE & TRUST AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7007 BROADWAY AVE CLEVELAND OH 441051441, CLEVELAND, OH 44105-1441

Mortgage

Document Number	9010460
Date	Sep 1, 2017
Instrument	9010460

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6465 Evergreen Dr was $5,553, down 3.5% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,553.00 (-3.48%) Homeowner's exemption	$120,295 (%) Land $21,560 Building $98,735	$343,700 (-) Land $61,600 Building $282,100
2024	$5,753.00 (+24.15%) Homeowner's exemption	$120,300 (+36.77%) Land $21,560 Building $98,740	$343,700 Land $61,600 Building $282,100
2023	$4,634.00 (+0.54%) Homeowner's exemption	$87,960 (-) Land $20,830 Building $67,130
2022	$4,609.00 Homeowner's exemption	$87,960 Land $20,830 Building $67,130
2021			$251,300 Land $59,500 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6465 Evergreen Dr in Zone X, an area of minimal flood risk, though there have been 190 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	190 (1979–2020)
Claims Outside the SFHA	12 of 190
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding Due To The Remnants Of Hurricane Sandy, Oct 2012 · 7 claims Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 22 claims Severe Storms And Flooding, May 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6465 Evergreen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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