6464 Rubia Cir, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 6464 Rubia Cir, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,135 sqft · built 2004
Lot Size	0.404 acres (17,615 sqft)
Owner	Individual Name on Record
Last Sale	$392,200 (Sep 2016)
Tax Bill	$7,777 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`052089-0548`

Property Details

APN / Parcel Number

Primary APN	`052089-0548`
Alternative APN	`U1731191ST000002000150`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,135 sqft Living Area
Gross Area	7,286 sqft
Upper Floors Area	3,135 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	17,615 sqft (0.404 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,905 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	1,345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0520890548
Street Address	6464 RUBIA CIR
City	APOLLO BEACH
State	FL
Zip	33572-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	FLAT ISLAND LOT 15 BLOCK 2
Legal Range	19E
Legal Township	31S
Legal Section	17
Legal Subdivision	FLAT ISLAND
Legal Tract	1ST
Legal Block	2
Legal Lot Number	15
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1018
Census Tract	14117

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6464 RUBIA CIR, APOLLO BEACH, FL 33572-2916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit TRAX FCU
May 7, 2021	Deed of Trust, Mortgage · Line of Credit RAILROAD & INDUSTRIAL CU
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit RAILROAD & INDUSTRIAL CU
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage RAILROAD & IND'L FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2016 · Amount on Record
Deed Sale	Sep 7, 2016 · Amount on Record
Prior Sale	Feb 19, 2016 · Amount on Record
Deed Document Number	2016351221
Deed Book / Page	24360 / 104
Prior Transfer Date	Feb 17, 2016
Prior Transfer Doc	0000072011
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6464 RUBIA CIR, APOLLO BEACH, FL 33572-2916
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 30TH ST NE, RUSKIN, FL 33570-5117

Mortgage

Document Number	0000022186
Date	Jan 17, 2024
Instrument	2024022186

Lender

Name	TRAX FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6464 RUBIA CIR, APOLLO BEACH, FL 33572-2916
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6464 RUBIA CIR, APOLLO BEACH, FL 33572-2916

Mortgage

Document Number	2021230644
Date	May 7, 2021
Instrument	2021230644

Lender

Name	RAILROAD & INDUSTRIAL CU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6464 RUBIA CIR, APOLLO BEACH, FL 33572-2916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0264400406
Date	Mar 6, 2019
Book Page	26440/0406
Instrument	2019093059

Lender

Name	RAILROAD & INDUSTRIAL CU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6464 RUBIA CIR, APOLLO BEACH, FL 33572-2916
Document Number	0000028059
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EXECUTIVE TITLE, EXECUTIVE TITLE/FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6464 RUBIA CIR APOLLO BEACH FL 335722916, APOLLO BEACH, FL 33572-2916

Mortgage

Document Number	0000028059
Date	Jan 20, 2021
Instrument	28059

Lender

Name	RAILROAD & IND'L FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,943 (+2.7%)	$830,246 (+3.75%) Land $193,132 Building $637,114
2025	$7,777.00 (+7.55%) Homeowner's exemption	$435,193 (+5.99%)	$800,237 (+4.7%) Land $180,262 Building $619,975
2023	$7,231.00 Homeowner's exemption	$410,610	$764,287 Land $154,522 Building $609,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 622 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	630 units insured incl. 8 condo units
Nearby Flood Claims	328 (1983–2025)
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 17 claims Hurricane Helene, Sep 2024 · 249 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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