Montgomery County property record for 6463 Ramer Grady Rd, Grady, AL 36036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,680 sqft · built 1999 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $30,400 (Apr 2025) |
| Tax Bill | $813 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-07-25-0-000-033.000 |
| Primary APN | 29-07-25-0-000-033.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 110 ft deep x 429 ft wide |
| Porch | Slab |
| Porch Area | 192 sqft |
| Account Number | 294078 |
|---|---|
| Street Address | 6463 RAMER GRADY RD |
| City | GRADY |
| State | AL |
| Zip | 36036-7027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 25 T12N R18E .90 AC IN NE1/4 OF NE1/4 OF SE 1/4 LYING NE OF RAMER GRADY RD 2907250000033000 |
| Legal Range | 18E |
| Legal Township | 12N |
| Legal Section | 25 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | RAMER |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 5800 |
Source: Montgomery County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6463 RAMER GRADY RD, GRADY, AL 36036-7027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Prior Sale | Mar 28, 2018 · Amount on Record |
| Deed Document Number | 20254753328 |
| Deed Book / Page | 6284 / 88 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | May 18, 2026 |
| Property Address | 6463 RAMER GRADY RD, GRADY, AL 36036-7027 |
| Document Number | 0004818059 |
| Book / Page | 6467 / 528 |
| Instrument Date | May 8, 2026 |
| Instrument | 20264818059 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6463 RAMER GRADY RD, GRADY, AL 36036-7027 |
| Document Number | 0004818059, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 6467/528 |
| Instrument | 20264818059 |
| Name | GUARDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $813.00 (+165.69%) | ||
| 2025 | $306.00 (+7.37%) Homeowner's exemption | $9,660 (+17.95%) Land $1,360 Building $8,300 | $96,600 (+17.95%) Land $13,600 Building $83,000 |
| 2023 | $285.00 Homeowner's exemption | $8,190 Land $1,000 Building $7,190 | $81,900 Land $10,000 Building $71,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMER WATER COMPANY, INC. serves 1,398 people · EPA ID AL0001074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mon-Cre Telephone Cooperative Fiber | 200 / 200 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures