6463 Putters Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 6463 Putters Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,128 sqft · built 1983
Lot Size	0.194 acres (8,465 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,500 (Jul 2026)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R21-223-17-6232-0000-1000`

Property Details

APN / Parcel Number

Primary APN	`R21-223-17-6232-0000-1000`
Alternative APNs	`00975332` `975332`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,874 sqft
1st Floor Area	1,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,465 sqft (0.194 acres)
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	264 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00975332
Street Address	6463 PUTTERS CIR
City	SPRING HILL
State	FL
Zip	34606-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER PINES TR 23 UNIT 2 LOT 100
Legal Range	17E
Legal Township	23S
Legal Section	21
Legal Subdivision	TIMBER PINES TR 23 UN 2
Legal Tract	23
Legal Lot Number	100
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1003
Census Tract	41303

Owner

Source: Hernando County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6463 PUTTERS CIR, SPRING HILL, FL 34606-3634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 26, 2023	Warranty Deed, Transfer SOUTHEAST TITLE
Feb 25, 2022	Warranty Deed, Transfer SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	May 4, 2023 · Amount on Record
Deed Document Number	202646376
Deed Book / Page	4733 / 292
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 9, 2026
Property Address	6463 PUTTERS CIR, SPRING HILL, FL 34606-3634
Document Number	0000046376
Book / Page	4733 / 292
Instrument Date	Jul 6, 2026
Instrument	202646376
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157,307.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6463 PUTTERS CIR, SPRING HILL, FL 34606-3634

Mortgage

Document Number	0000046377,
Date	Jul 9, 2026
Book Page	4733/294
Instrument	202646377

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 26, 2023
Property Address	6463 PUTTERS CIR, SPRING HILL, FL 34606-3634
Document Number	0042620582
Book / Page	4262 / 582
Map Reference	MB 18 PG 59-62
Instrument Date	Jan 24, 2023
Instrument	2023005749
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65352 E PENINSULA DR, CASSOPOLIS, MI 49031-8530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6463 PUTTERS CIR, SPRING HILL, FL 34606-3634

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 25, 2022
Property Address	6463 PUTTERS CIR, SPRING HILL, FL 34606-3634
Document Number	0041321662
Book / Page	4132 / 1662
Map Reference	MB 18 PG 20-23
Instrument Date	Feb 22, 2022
Instrument	2022015165
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Tax	$1,484.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6463 PUTTERS CIR, 6463, SPRING HILL, FL 34606-3634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6463 PUTTERS CIR, SPRING HILL, FL 34606-3634

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,860.00 (+33.02%)	$192,343 (+6.16%)	$199,378 (+10.05%) Land $35,130 Building $164,248
2023		$181,177 Land $29,194 Building $151,983
2022	$2,150.00		$181,177 Land $35,130 Building $146,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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