6462 Powhatan Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 6462 Powhatan Dr, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,579 sqft · built 1998
Lot Size	0.503 acres (21,911 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2006)
Tax Bill	$594 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26811`

Property Details

APN / Parcel Number

Primary APN	`26811`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,579 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,911 sqft (0.503 acres)
Garage Area	480 sqft
Deck Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6462 POWHATAN DR
City	HAYES
State	VA
Zip	23072-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	POWHATAN CHIMNEY SEC. 1 LOT 60
Legal Subdivision	PLAT: PB11 132
Legal Lot Number	60
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	3
Census Block	3004
Census Tract	100301

Owner

Source: Gloucester County assessment roll, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6462 POWHATAN DR, HAYES, VA 23072-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 13, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHESAPEAKE BANK
Sep 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Dec 27, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Sep 26, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2006 · Amount on Record
Deed Sale	Sep 18, 2006 · Amount on Record
Deed Document Number	20068122
Last Transfer Date	Apr 15, 2026
Transfer Doc	0000001769
Record Updated	Sep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 24, 2026
Property Address	6462 POWHATAN DR, HAYES, VA 23072-3220
Document Number	0000001769
Instrument Date	Apr 15, 2026
Instrument	20261769
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6078 BURLEIGH RD, GLOUCESTER, VA 23061-3854

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6462 POWHATAN DR, HAYES, VA 23072-3220
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002675
Date	Jul 13, 2023
Instrument	230002675

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

Interest

Rate Type	Fixed Rate
Rate	7.75%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6462 POWHATAN DR, HAYES, VA 23072-3220
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004803
Date	Sep 11, 2020
Instrument	200004803

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6462 POWHATAN DR, HAYES, VA 23072-3220
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190006007
Date	Dec 27, 2019
Instrument	190006007

Lender

Name	QUICKEN LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6462 POWHATAN DR, HAYES, VA 23072-3220
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190004266
Date	Sep 26, 2019
Instrument	190004266

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	53 Months
Due	Feb 1, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$594.00 (-74.06%)	$387,200 (+0.24%) Land $77,560 Building $309,640	$387,200 (+0.24%) Land $77,560 Building $309,640
2024	$2,290.00	$386,260 (-) Land $77,560 Building $308,700	$386,260 (-) Land $77,560 Building $308,700
2023	$2,290.00	$386,260 Land $77,560 Building $308,700	$386,260 Land $77,560 Building $308,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (1998–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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