6462 E Decorah Ave, Oshkosh, WI 54902 Property Records

Winnebago County property record for 6462 E Decorah Ave, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Lot Size	0.42 acres (18,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Jul 2022)
Tax Bill	$1,927 (2024)
Deeds & Mortgages	Jan 2023 Construction Loan Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-0979`

Property Details

APN / Parcel Number

Primary APN	`004-0979`
Alternative APN	`850`

Exterior

Lot Area	18,290 sqft (0.42 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	850
Street Address	6462 E DECORAH AVE
City	OSHKOSH
State	WI
Zip	54902-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DECORAH LOT 23 BLK F
Legal Range	17E
Legal Township	17N
Legal Section	28
Legal Subdivision	DECORAH
Legal Block	F
Legal Lot Number	23
Jurisdiction	WINNEBAGO WI
Township / Civil Division	BLACK WOLF
Census Block Group	3
Census Block	3002
Census Tract	1900

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6462 E DECORAH AVE, OSHKOSH, WI 54902-7610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Construction Mortgage HORICON BANK
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage HORICON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Dec 18, 2008 · Amount on Record
Deed Document Number	20221885851
Prior Transfer Date	Feb 27, 2007
Prior Transfer Doc	0001427056
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	6462 E DECORAH AVE, OSHKOSH, WI 54902-7610
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001898045
Date	Jan 18, 2023
Instrument	1898045

Lender

Name	HORICON BANK
Type	Bank
Address	HORICON, WI 53032

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	6462 E DECORAH AVE, OSHKOSH, WI 54902-7610
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 SAND PIT RD, OSHKOSH, WI 54904-7122

Mortgage

Document Number	0001842572
Date	Feb 11, 2021
Instrument	1842572

Lender

Name	WEST POINT BANK
Type	Bank
Address	OSHKOSH, WI 54903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Jul 1, 2022
Property Address	6462 E DECORAH AVE, OSHKOSH, WI 54902-7610
Document Number	0001885851
Instrument Date	Jun 30, 2022
Instrument	1885851
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6462 E DECORAH AVE, OSHKOSH, WI 54902-7610

Mortgage

Document Number	0001885852
Date	Jul 1, 2022
Instrument	1885852

Lender

Name	HORICON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Black Wolf Town
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,000 (+48.72%) Land $174,000
2024	$1,927.00 (-12.29%)
2023	$2,197.00 (+2.76%) Homeowner's exemption	$117,000 (-) Land $117,000	$170,008 (+11.86%) Land $170,008
2022	$2,138.00 Homeowner's exemption	$117,000 Land $117,000	$151,987 Land $151,987

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1999–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Decorah Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures