6461 Usborne Rd, Freeport, MI 49325 Property Records

Barry County property record for 6461 Usborne Rd, Freeport, MI 49325

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,095 sqft · built 1880
Lot Size	4.85 acres (211,266 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,382 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-04-009-411-00`

Property Details

APN / Parcel Number

Primary APN	`08-04-009-411-00`
Alternative APN	`04-009-411-00`

Interior

Full Baths	1 Bath
Building Area	2,095 sqft Finished Area
1st Floor Area	1,293 sqft
Basement Area	802 sqft
Unfinished Basement	802 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood Siding
Lot Area	211,266 sqft (4.85 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6461 USBORNE RD
City	FREEPORT
State	MI
Zip	49325-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	COM S020'34"E 58FT FROM E 1/4 POST SEC 9 T4N R8W FOR POB; TH N8908'16"W 440FT, TH S020'34"E 480FT, TH S8908'16"E 440FT, TH N0*20'34"W 480FT TO POB. 4.85 ACRES +/- (10)
Legal Range	08W
Legal Township	04N
Legal Section	09
Jurisdiction	BARRY MI
Township / Civil Division	CARLTON
Census Block Group	2
Census Block	2007
Census Tract	10200

Owner

6461 Usborne Rd is owned and occupied by two individuals.

Source: Barry County records, as of July 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6461 USBORNE RD, FREEPORT, MI 49325-9444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage HIGHPOINT COMMUNITY BANK
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit HIGHPOINT COMMUNITY BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI HIGHPOINT CMNTY BK
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage HASTINGS BK
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage HASTINGS CTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	6461 USBORNE RD, FREEPORT, MI 49325-9444
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6461 USBORNE RD, FREEPORT, MI 49325-9444

Mortgage

Document Number	0000001559
Date	Feb 7, 2022
Instrument	2022-001559

Lender

Name	HIGHPOINT COMMUNITY BANK
Type	Bank
Address	HASTINGS, MI 49058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	6461 USBORNE RD, FREEPORT, MI 49325-9444
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6461 USBORNE RD, FREEPORT, MI 49325-9444

Mortgage

Document Number	0000001560
Date	Feb 7, 2022
Instrument	2022-001560

Lender

Name	HIGHPOINT COMMUNITY BANK
Type	Bank
Address	HASTINGS, MI 49058

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Feb 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	6461 USBORNE RD, FREEPORT, MI 49325-9444
Document Number	0521005130
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6461 USBORNE RD FREEPORT MI 493259444, FREEPORT, MI 49325-9444

Mortgage

Document Number	0521005130
Date	May 21, 2020
Instrument	200521005130

Lender

Name	HIGHPOINT CMNTY BK
Address	HASTINGS, MI 49058

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	May 20, 2030

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	6461 USBORNE RD, FREEPORT, MI 49325-9444
Document Number	0717007095
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6461 USBORNE RD FREEPORT MI 493259444, FREEPORT, MI 49325-9444

Mortgage

Document Number	0717007095
Date	Jul 17, 2017
Instrument	170717007095

Lender

Name	HASTINGS BK
Type	Bank
Address	HASTINGS, MI 49058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 16, 2027

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	6461 USBORNE RD, FREEPORT, MI 49325-9444
Document Number	0714007086
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6461 USBORNE RD FREEPORT MI 493259444, FREEPORT, MI 49325-9444

Mortgage

Document Number	0714007086
Date	Jul 14, 2017
Instrument	170714007086

Lender

Name	HASTINGS CTY BK
Type	Bank
Address	HASTINGS, MI 49058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6461 Usborne Rd was $1,382 with a homeowner's exemption.

Source: Barry County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Barry County
County Subdivision	Carlton Township
Unified School District	Lakewood Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,400	$316,800
2025	$1,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6461 Usborne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6461 Usborne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6

May also be available: MEI.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Usborne Rd

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