6460 Tydings Rd, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6460 Tydings Rd, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,984 sqft · built 2001
Lot Size	0.214 acres (9,323 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,000 (Mar 2017)
Tax Bill	$6,976 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-104645`

Property Details

APN / Parcel Number

Primary APN	`05-104645`
Alternative APNs	`5104645` `104645`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,984 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,323 sqft (0.214 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	104645
Street Address	6460 TYDINGS RD
City	SYKESVILLE
State	MD
Zip	21784-6141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 77 - 9323 SQ FT 6460 TYDINGS RD 45-128/1 TYDINGS ACRES SC 2
Legal Subdivision	TYDINGS ACRES
Legal Lot Number	77
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1006
Census Tract	505203

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6460 TYDINGS RD, SYKESVILLE, MD 21784-6141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 17, 2017	Deed, Transfer · ARM PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Prior Sale	Dec 21, 2001 · Amount on Record
Deed Document Number	20178637-0426
Deed Book / Page	8637 / 426
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6460 TYDINGS RD, ELDERSBURG, MD 21784-6141
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100380161
Date	Jan 7, 2021
Book Page	10038/161

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2035

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 17, 2017
Property Address	6460 TYDINGS RD, ELDERSBURG, MD 21784-6141
Document Number	0086370426
Book / Page	8637 / 0426
Map Reference	MB45 FO128
Instrument Date	Feb 27, 2017
Instrument	8637-0426
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BROADVIEW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6460 TYDINGS RD, SYKESVILLE, MD 21784-6141

Mortgage

Document Number	0086370433
Date	Mar 17, 2017
Instrument	8637-0433

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Index	10-Year TN
Margin	1
Max Rate	9.75%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,976.00 (+5.16%) Homeowner's exemption	$639,733 (+19.25%)	$683,700 (+23.9%) Land $150,000 Building $533,700
2025	$6,634.00 (+9.44%) Homeowner's exemption
2023	$6,062.00 Homeowner's exemption	$536,467	$551,800 Land $150,000 Building $401,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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