McCracken County property record for 6460 Houser Rd, Paducah, KY 42003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,537 sqft · built 1994 |
| Lot Size | 30.8 acres (1,345,133 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $508,000 (Sep 2024) |
| Tax Bill | $4,951 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-00-00-002.01 |
| Primary APN | 108-00-00-002.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,537 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,345,133 sqft (30.8 acres) |
| Lot Dimensions | 300 ft deep x 300 ft wide |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Patio Area | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 155330 |
|---|---|
| Street Address | 6460 HOUSER RD |
| City | PADUCAH |
| State | KY |
| Zip | 42003-8790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-37-6A 4 AC HOUSER RD PARCEL 1 |
| Legal Subdivision | WAIVER OF SUB FOR JOHN GROFF |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | ST. JOHNS-FREEMONT |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 31200 |
6460 Houser Rd is owned and occupied by two individuals who bought it in September 2024.
Source: McCracken County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6460 HOUSER RD, PADUCAH, KY 42003-8790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Oct 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on File |
| Deed Sale | Sep 18, 2024 · Amount on File |
| Prior Sale | Jun 22, 2020 · Amount on File |
| Deed Document Number | 2024701469 |
| Deed Book / Page | 1508 / 376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Jun 8, 2026 |
| Property Address | 6460 HOUSER RD, PADUCAH, KY 42003-8790 |
| Document Number | 0000848345 |
| Book / Page | 1883 / 333 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026848345 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 150 INGLENOOK LN, PADUCAH, KY 42001-8505 |
| Investor | Possibly a Property Investor |
| Document Number | 0000848345, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 1883/333 |
| Instrument | 2026848345 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 15, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 6460 HOUSER RD, PADUCAH, KY 42003-8790 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6450 HOUSER RD, PADUCAH, KY 42003-8790 |
| Document Number | 0M1855/768 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | M1855/768 |
| Instrument | 725502 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 6460 Houser Rd was $4,951.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,000 (-) | $508,000 (-) | |
| 2025 | $4,951.00 | $508,000 | $508,000 |
| 2023 | $2,728.00 (+0.29%) | $278,884 (+1.95%) | $278,884 (+1.95%) |
| 2022 | $2,720.00 | $273,537 | $273,537 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6460 Houser Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1985–2021) |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6460 Houser Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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