6460 Cedar Key Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6460 Cedar Key Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,744 sqft · built 2023
Lot Size	0.515 acres (22,433 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jan 2025)
Tax Bill	$2,914 (2025)
Deeds & Mortgages	Aug 2026 Sale Jan 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-2N-28-2324-00H00-0200`

Property Details

APN / Parcel Number

Primary APN	`19-2N-28-2324-00H00-0200`
Alternative APN	`N28219232400H000200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,744 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	2,744 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Wood Shingle
Lot Area	22,433 sqft (0.515 acres)
Lot Dimensions	210 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	622 sqft
Porch	Slab
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6460 CEDAR KEY DR
City	MILTON
State	FL
Zip	32570-7886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MAGNOLIA GLEN PH 2 LOT 20 BLK H AS DES IN OR 4581 PG 940
Legal Subdivision	MAGNOLIA GLEN PH 1&2
Legal Block	H
Legal Lot Number	20
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1030
Census Tract	10506

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6460 CEDAR KEY DR, MILTON, FL 32570-7886
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 28, 2025	Warranty Deed, Transfer SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC
Jan 12, 2024	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	Jan 12, 2024 · Amount on Record
Deed Document Number	20253325
Deed Book / Page	4581 / 940
Last Transfer Date	Aug 13, 2026
Transfer Doc	0000040989
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 13, 2026
Property Address	6460 CEDAR KEY DR, MILTON, FL 32570-7886
Document Number	0000040989
Book / Page	4778 / 584
Instrument Date	Aug 13, 2026
Instrument	202640989
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6460 CEDAR KEY DR, MILTON, FL 32570-7886

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 28, 2025
Property Address	6460 CEDAR KEY DR, MILTON, FL 32570-7886
Document Number	0045810940
Book / Page	4581 / 940
Map Reference	MB 14 PG 65
Instrument Date	Jan 16, 2025
Instrument	202503325
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9124 THREE HOLLOW RD, JAY, FL 32565-9358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6460 CEDAR KEY DR, MILTON, FL 32570-7886

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 12, 2024
Property Address	6460 CEDAR KEY DR, MILTON, FL 32570-7886
Document Number	0044651747
Book / Page	4465 / 1747
Map Reference	MB 14 PG 65
Instrument Date	Jan 5, 2024
Instrument	202401658
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,114.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6460 CEDAR KEY DR, MILTON, FL 32570-7886

Mortgage

Document Number	0044651749
Date	Jan 12, 2024
Instrument	4465/1749

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,914.00 (-38.14%)	$280,928 (-29.72%)	$380,670 (-4.77%) Land $50,000 Building $330,670
2024	$4,711.00	$399,736 Land $50,000 Building $349,736	$399,736 Land $50,000 Building $349,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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