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646 Windermere Dr, Lehigh Acres, FL 33972 Property Records

Lee County property record for 646 Windermere Dr, Lehigh Acres, FL 33972

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,347 sqft · built 2018
Lot Size1.41 acres (61,637 sqft)
OwnerIndividual Name on File
Last Sale$223,600 (Feb 2019)
Tax Bill$3,855 (2025)
Deeds & MortgagesFeb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-44-27-03-00239.0180

Property Details

APN / Parcel Number

Primary APN06-44-27-03-00239.0180
Alternative APNs
  • 06-44-27-L2-36239.0180
  • 270644L2362390180
  • 10362798
  • 10633821

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,347 sqft Living Area
Gross Area2,848 sqft
1st Floor Area2,151 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialConcrete Block/Stucco
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area61,637 sqft (1.41 acres)
Garage TypeAttached
Garage Area395 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area302 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10633821
Street Address646 WINDERMERE DR
CityLEHIGH ACRES
StateFL
Zip33972-1129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionGREENBRIAR UNIT 36 PT S BLK 239 PB 27 PG 57 LOTS 17 + 18
Legal Range27E
Legal Township44S
Legal Section06
Legal SubdivisionGREENBRIAR
Legal Tract03
Legal Block239
Legal Lot Number17,18
Legal Unit36
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group1
Census Block1128
Census Tract40208

Owner

646 Windermere Dr is owned and occupied by an individual who bought it in February 2019.

Source: Lee County records, as of October 15, 2026

Owner of RecordIndividual Name on File
Mailing Address646 WINDERMERE DR, LEHIGH ACRES, FL 33972-1129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2019 · Amount on File
Deed SaleFeb 27, 2019 · Amount on File
Deed Document Number201945167
Record UpdatedOct 29, 2026

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateFeb 27, 2019
Property Address646 WINDERMERE DR, LEHIGH ACRES, FL 33972-1129
Document Number0000045167
Map ReferenceMB 27 PG 57
Instrument DateFeb 25, 2019
Instrument2019000045167
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2022
Title CompanyJEWEL STONE TTL INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,565.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 WINELMER DR, LEHIGH ACRES, FL 33972

Mortgage

Document Number0000045168
DateFeb 27, 2019
Instrument2019000045168
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 646 Windermere Dr was $3,855 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,462 (+2.7%)$287,228 (-6.91%) Land $33,254 Building $253,974
2025$3,855.00 Homeowner's exemption$271,141$308,545 Land $51,478 Building $257,067
2023$3,216.00 (+5.93%) Homeowner's exemption$229,346 (+3%)$294,365 (-7.71%) Land $9,322 Building $285,043
2022$3,036.00 Homeowner's exemption$222,666$318,948 Land $6,864 Building $312,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 Windermere Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims3 (1995–2004)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Windermere Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber		5,000 / 5,000
Xfinity
Fiber		2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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