646 Willowgreen Cir, Galt, CA 95632 Property Records

Sacramento County property record for 646 Willowgreen Cir, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,954 sqft · built 1992
Lot Size0.157 acres (6,825 sqft)
Owner2 Individual Names on Record
Last Sale$448,000 (Mar 2021)
Tax Bill$5,629 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN148-0450-026-0000

Property Details

APN / Parcel Number

Primary APN148-0450-026-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,954 sqft Living Area
1st Floor Area1,954 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,825 sqft (0.157 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address646 WILLOWGREEN CIR
CityGALT
StateCA
Zip95632-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionWILLOWBROOK, LOT 10
Legal SubdivisionWILLOWBROOK
Legal Lot Number10
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group3
Census Block3016
Census Tract9410

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address646 WILLOWGREEN CIR, GALT, CA 95632-3314
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2021 · Amount on Record
Deed SaleMar 25, 2021 · Amount on Record
Prior SaleAug 28, 2002 · Amount on Record
Deed Book / Page20210325 / 1725
Prior Transfer DateDec 9, 2014
Prior Transfer Doc0000000970
Record UpdatedOct 29, 2026

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMar 25, 2021
Property Address646 WILLOWGREEN CIR, GALT, CA 95632-3314
Document Number0000001725
Map ReferenceMB 210 PG 11
Instrument DateMar 10, 2021
Instrument202103251725
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address646 WILLOWGREEN CIR, GALT, CA 95632-3314

Mortgage

Document Number0000001726
DateMar 25, 2021
Instrument202103251726
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term48 Months
DueMar 25, 2025

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$494,625 (+2%) Land $115,927 Building $378,698
2025$5,629.00 (+4.4%) Homeowner's exemption$484,927 (+4.04%) Land $113,654 Building $371,273
2024$5,392.00 (+1.7%)
2023$5,302.00 (+4.12%) Homeowner's exemption$466,099 Land $109,242 Building $356,857
2022$5,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALT
serves 26,536 people · EPA ID CA3410011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Willowgreen Cir

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