Santa Clara County property record for 646 Willow St, San Jose, CA 95125
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,157 sqft · built 2015 |
| Lot Size | 0.154 acres (6,713 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,170,000 (Jun 2016) |
| Tax Bill | $18,271 (2025) |
| Flood Zone | Zone D (undetermined) |
| APN | 434-03-115 |
| Primary APN | 434-03-115 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,157 sqft Living Area |
| 1st Floor Area | 2,157 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,713 sqft (0.154 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 646 WILLOW ST |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95125-5714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(PD) |
| Legal Description | LOT 3 BOOK 878 PAGE 46 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 7 |
| Census Block | 7004 |
| Census Tract | 502400 |
646 Willow St is owned and occupied by an individual who bought it in June 2016.
Source: Santa Clara County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 646 WILLOW ST, SAN JOSE, CA 95125-5714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2016 · Amount on File |
| Deed Sale | Jun 16, 2016 · Amount on File |
| Prior Sale | Jun 10, 2016 · Amount on File |
| Deed Document Number | 23338024 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 646 Willow St was $18,271.
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $18,271.00 | $1,385,036 Land $793,140 Building $591,896 |
| 2023 | $16,862.00 (+0.87%) | $1,331,256 Land $762,343 Building $568,913 |
| 2022 | $16,717.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 646 Willow St in Zone D, where flood risk has not been studied, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1983–1998) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 646 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 944 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Ridge Wireless.
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