646 Willis Gap Rd, Mount Airy, NC 27030 Property Records

Surry County property record for 646 Willis Gap Rd, Mount Airy, NC 27030

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,708 sqft · built 1922
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on Record
Tax Bill	$851 (2026)
Deeds & Mortgages	Aug 2023 Sale Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5032-00-54-5774`

Property Details

APN / Parcel Number

Primary APN	`5032-00-54-5774`
Alternative APNs	`100117169` `100127171`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	42,253 sqft (0.97 acres)
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	100127171
Street Address	646 WILLIS GAP RD
City	MOUNT AIRY
State	NC
Zip	27030-8226
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	PB 37 PG 186
Jurisdiction	SURRY NC
Township / Civil Division	MOUNT AIRY
Census Block Group	1
Census Block	1002
Census Tract	930301

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 WILLIS GAP RD, MOUNT AIRY, NC 27030-8226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Warranty Deed, Transfer
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 28, 2020
Transfer Doc	01724/1062
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Aug 23, 2023
Property Address	646 WILLIS GAP RD, MOUNT AIRY, NC 27030-8226
Document Number	001866/799
Book / Page	1866 / 799
Map Reference	MB 37 PG 186
Instrument Date	Aug 23, 2023
Instrument	708646
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 WILLIS GAP RD, MOUNT AIRY, NC 27030-8226

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	646 WILLIS GAP RD, MOUNT AIRY, NC 27030-8226
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001736/973
Date	Nov 23, 2020
Book Page	1736/973
Instrument	678544

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 3, 2020
Property Address	646 WILLIS GAP RD, MOUNT AIRY, NC 27030-8226
Document Number	01724/1062
Book / Page	1724 / 1062
Instrument Date	Aug 28, 2020
Instrument	675927
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 WILLIS GAP RD, MOUNT AIRY, NC 27030-8226

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Mount Airy City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$851.00 (-5.55%)	$92,230 (-21.51%) Land $11,000 Building $81,230	$92,230 (-21.51%) Land $11,000 Building $81,230
2025	$901.00 (+77.01%)	$117,510 (+27.41%) Land $11,000 Building $106,510	$117,510 (+27.41%) Land $11,000 Building $106,510
2023	$509.00	$92,230 Land $11,000 Building $81,230	$92,230 Land $11,000 Building $81,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

May also be available: Surry Telephone, T-Mobile.

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