646 White Pine Tree Rd, #44, Venice, FL 34285 Property Records

Sarasota County property record for 646 White Pine Tree Rd, #44, Venice, FL 34285

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 990 sqft · built 1973
Lot Size16 acres (697,702 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Jul 2017)
Tax Bill$1,027 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN0406-08-1044

Property Details

APN / Parcel Number

Primary APN0406-08-1044
Alternative APN
  • 406081044

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area990 sqft Living Area
Gross Area1,110 sqft
1st Floor Area990 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area697,702 sqft (16 acres)
View / LotMainland
Garage TypeCarport
Garage Area1 sqft
CarportCarport
Carport Area1 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area184 sqft
Utility Building30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0406081044
Street Address646 WHITE PINE TREE RD, 44
CityVENICE
StateFL
Zip34285-4204
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePUD
Legal DescriptionUNIT 44, BIRD BAY VILLAGE UNIT 1, A/K/A LAUREL VILLAS, ORI 2004105325
Legal Range19E
Legal Township39S
Legal Section06
Legal SubdivisionBIRD BAY VILLAGE UNIT 1
Legal Tract7226
Legal Unit44
JurisdictionSARASOTA FL
Township / Civil DivisionVENICE
Census Block Group1
Census Block1007
Census Tract2305

Owner

Source: Sarasota County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address646 WHITE PINE TREE RD, VENICE, FL 34285-4204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 28, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2017 · Amount on Record
Deed SaleJul 28, 2017 · Amount on Record
Prior SaleDec 19, 2000 · Amount on Record
Deed Document Number201795455
Prior Transfer DateOct 5, 2005
Prior Transfer Doc0000231722
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address646 WHITE PINE TREE RD # 44, 44, VENICE, FL 34285-4204
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 WHITE PINE TREE RD, VENICE, FL 34285-4204

Mortgage

Document Number0000018814
DateFeb 13, 2026
Instrument2026018814
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 29, 2056

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJul 28, 2017
Property Address646 WHITE PINE TREE RD # 44, 44, VENICE, FL 34285-4204
Document Number0000095455
Instrument DateJul 24, 2017
Instrument95455
Transaction TypeTransfer
Record UpdatedAug 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$910.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 WHITE PINE TREE RD #44 VENICE FL 342854204, 44, VENICE, FL 34285-4204

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
MunicipalityVenice City
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,027.00 (+0.59%) Homeowner's exemption Senior Citizen's exemption$111,963 (+5.99%)$156,400 (+0.58%) Building $156,400
2024$1,021.00 (+3.87%)
2023$983.00 (+1.13%) Homeowner's exemption Senior Citizen's exemption$105,639 (+3%)$155,500 (+4.43%) Building $155,500
2022$972.00 Homeowner's exemption Senior Citizen's exemption$102,562$148,900 Building $148,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies323 units insured
incl. 273 condo units
Nearby Flood Claims27 (1981–2025)
Claims Outside the SFHA13 of 27
Most Recent ClaimJul 2025
Claims by Event
  • Hurricane Helene, Sep 2024 · 6 claims
  • Severe Storms & Flooding, Jun 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VENICE WATER DEPT
serves 31,358 people · EPA ID FL6581901
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Hotwire Communications, T-Mobile.

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