Lake County property record for 646 White Ct, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,813 sqft · built 1977 |
| Lot Size | 0.087 acres (3,782 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,000 (Dec 2017) |
| Tax Bill | $9,728 (2024) |
| Deeds & Mortgages | Dec 2017 Sale & Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-28-204-051 |
| Primary APN | 07-28-204-051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,813 sqft Living Area |
| Gross Area | 3,207 sqft |
| 1st Floor Area | 994 sqft |
| 2nd Floor Area | 819 sqft |
| Upper Floors Area | 859 sqft |
| Basement Area | 994 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,782 sqft (0.087 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 646 WHITE CT |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-3137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEYBROOK IN HEATHERRIDGE PART NEIGHBORHOOD NO 2 PHASE 2 L OT 37 |
| Legal Subdivision | HEATHERRIDGE |
| Legal Phase | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 861603 |
646 White Ct is owned and occupied by an individual who bought it in December 2017.
Source: Lake County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 WHITE CT, GURNEE, IL 60031-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2017 | Warranty Deed, Transfer NAVY FCU |
| May 17, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2017 · Amount on File |
| Deed Sale | Dec 1, 2017 · Amount on File |
| Prior Sale | May 17, 2017 · Amount on File |
| Deed Document Number | 20177447802 |
| Prior Transfer Date | Aug 31, 2016 |
| Prior Transfer Doc | 0007328692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 1, 2017 |
| Property Address | 646 WHITE CT, GURNEE, IL 60031-3137 |
| Document Number | 0007447802 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 7447802 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 468 CALLE EL VOLADOR #C CAMARILLO CA 930103064, C, CAMARILLO, CA 93010-3064 |
| Document Number | 7447803 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 7447803 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2047 |
| Rate | 4.75% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 17, 2017 |
| Property Address | 646 WHITE CT, GURNEE, IL 60031-3137 |
| Document Number | 0007395518 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 7395518 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21815 W 3RD ST LAKE VILLA IL 600469573, LAKE VILLA, IL 60046-9573 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,786 Land $11,119 Building $104,667 | $347,392 Land $33,360 Building $314,032 | |
| 2024 | $9,728.00 (+33.57%) | ||
| 2023 | $7,283.00 (+15.58%) | $97,051 (+20.23%) Land $9,320 Building $87,731 | $291,182 (+20.23%) Land $27,963 Building $263,219 |
| 2022 | $6,301.00 | $80,719 Land $9,532 Building $71,187 | $242,181 Land $28,599 Building $213,582 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 646 White Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2017) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 White Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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