646 W Monroe St, Jackson, MI 49202 Property Records

Jackson County property record for 646 W Monroe St, Jackson, MI 49202

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 944 sqft · built 1930
Lot Size0.142 acres (6,186 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Jun 2019)
Tax Bill$814 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-227000000

Property Details

APN / Parcel Number

Primary APN2-227000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area944 sqft Living Area
1st Floor Area944 sqft
Basement Area944 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Lot Area6,186 sqft (0.142 acres)
Lot Dimensions132 ft deep x 47 ft wide
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address646 W MONROE ST
CityJACKSON
StateMI
Zip49202-2064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionW 29 FT OF LOT 111 & E 18 FT LOT 112 BIRNEY'S ADD
Legal SubdivisionBIRNEYS ADD
Legal Lot Number111-112
JurisdictionJACKSON MI
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1009
Census Tract100

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address646 W MONROE ST, JACKSON, MI 49202-2064
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2019 · Amount on Record
Deed SaleJun 14, 2019 · Amount on Record
Deed Document Number20192825459
Deed Book / Page2143 / 371
Record UpdatedSep 20, 2026

June 2019: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionJACKSON MI
Recording DateJun 14, 2019
Property Address646 W MONROE ST, JACKSON, MI 49202-2064
Document Number0002825459
Book / Page2143 / 0371
Map ReferenceLB 5 PG 22
Instrument DateJun 12, 2019
Instrument2825459
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5285 ACKERSON LAKE RD, 5285, JACKSON, MI 49201-8791

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address646 W MONROE ST, JACKSON, MI 49202-2064

Mortgage

Document Number0021430372
DateJun 14, 2019
Instrument2143-0372
Lender
NameCP FEDERAL CREDIT UNION
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,800 (+2.87%)$107,600 (+2.87%)
2025$814.00 (-16.85%)$52,300 (+6.09%)$104,600 (+6.09%)
2024$979.00 (+9.14%)
2023$49,300$98,600
2022$897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON
serves 33,165 people · EPA ID MI0003470
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Dec 2020
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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