646 W 61st St, Chicago, IL 60621 Property Records

Cook County property record for 646 W 61st St, Chicago, IL 60621

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 4.5 ba · 4,149 sqft · built 1903
Lot Size	0.073 acres (3,190 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (May 2019)
Tax Bill	$2,321 (2023)
Deeds & Mortgages	Mar 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-16-309-027`

Property Details

APN / Parcel Number

Primary APN	`20-16-309-027`
Alternative APN	`20-16-309-027-0000`

Interior

Bedrooms	12 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	21 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,149 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1905
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,190 sqft (0.073 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	646 W 61ST ST
City	CHICAGO
State	IL
Zip	60621-2854
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(MCCORDS) SUB OF LTS 10 & 11 EX W 25.5 FT OF LT 11 OF COUNTY CLERKS DIV OF PART OF LT 38 OF SCHOOL TRUSTEES SUB OF SEC 16-38-
Legal Range	14E
Legal Township	38N
Legal Section	16
Legal Subdivision	MCCORDS SUB
Legal Lot Number	10,11
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3009
Census Tract	834800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 21982, CHICAGO, IL 60621-0967
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC
May 8, 2019	Warranty Deed, Transfer · FHA Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	Jul 28, 2010 · Amount on Record
Deed Document Number	201949223
Prior Transfer Date	Nov 24, 2015
Prior Transfer Doc	0000019094
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	646 W 61ST ST, CHICAGO, IL 60621-2854
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006820468
Date	Mar 9, 2022
Instrument	2206820468

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95834

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 8, 2019
Property Address	646 W 61ST ST, CHICAGO, IL 60621-2854
Document Number	1912849223
Instrument Date	Apr 29, 2019
Instrument	12849223
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1917 S CHRISTIANA AVE CHICAGO IL 606232633, CHICAGO, IL 60623-2633

Mortgage

Document Number	1912849224
Date	May 8, 2019
Instrument	12849224

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 (+127.27%) Land $957 Building $24,043	$250,000 (+127.27%) Land $9,570 Building $240,430
2023	$2,321.00 (+2.61%)
2022	$2,262.00 (+2.26%)	$11,000 (-) Land $1,595 Building $9,405	$110,000 (-) Land $15,950 Building $94,050
2021	$2,212.00	$11,000 Land $1,595 Building $9,405	$110,000 Land $15,950 Building $94,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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