646 W 500 S, Payson, UT 84651 Property Records

Utah County property record for 646 W 500 S, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$323,200 (Jul 2021)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-075-0005`

Property Details

APN / Parcel Number

Primary APN	`51-075-0005`
Alternative APN	`075693`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	2,128 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	224 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	075693
Street Address	646 W 500 S
City	PAYSON
State	UT
Zip	84651-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, PLAT 2, REECE SUBD.
Legal Subdivision	REECE
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2004
Census Tract	3403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

646 W 500 S is owned and occupied by an individual who bought it in July 2021.

Source: Utah County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	646 W 500 S, PAYSON, UT 84651-2710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 28, 2021	Affidavit of Death of Trustee, Transfer UTAH FIRST TITLE INS AGCY
Jul 28, 2021	Affidavit of Death of Trustee, Transfer UTAH FIRST TITLE INS AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Sep 30, 1998 · Amount on File
Deed Document Number	2021132157
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 28, 2021
Property Address	646 W 500 S, PAYSON, UT 84651-2710
Document Number	0000132157
Instrument Date	Jul 28, 2021
Instrument	132157:2021
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 W 500 S, PAYSON, UT 84651-2710

Mortgage

Document Number	0000132158
Date	Jul 28, 2021
Instrument	132158:2021

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	UTAH UT
Recording Date	Jul 28, 2021
Property Address	646 W 500 S, PAYSON, UT 84651-2710
Document Number	0000132155
Instrument Date	Jul 28, 2021
Instrument	132155:2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	95 E 900 S, OREM, UT 84058-7019
Investor	Possibly a Property Investor

July 2021: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	UTAH UT
Recording Date	Jul 28, 2021
Property Address	646 W 500 S, PAYSON, UT 84651-2710
Document Number	0000132156
Instrument Date	Jul 28, 2021
Instrument	132156:2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	95 E 900 S, OREM, UT 84058-7019
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 646 W 500 S was $2,430, up 9.2% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,285 (-1.24%)	$438,700 (-1.24%) Land $130,700 Building $308,000
2025	$2,430.00 (+9.16%)	$244,310	$444,200 Land $124,500 Building $319,700
2024	$2,226.00 (-2.02%)
2023	$2,272.00 (+0.53%)	$231,880	$421,600 Land $107,300 Building $314,300
2022	$2,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 W 500 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 646 W 500 S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intellipop.

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