646 W 1st Ave, Chico, CA 95926 Property Records

Butte County property record for 646 W 1st Ave, Chico, CA 95926

Property Summary

Property TypeMulti-Family Dwellings
Details25 bd · 10 ba · 8,846 sqft · built 1984
Lot Size0.63 acres (27,443 sqft)
OwnerCompany Name on File
Last Sale$870,000 (Dec 2007)
Tax Bill$13,292 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN043-170-025-000

Property Details

APN / Parcel Number

Primary APN043-170-025-000
Alternative APN
  • 043-170-025

Interior

Bedrooms25 Beds
Full Baths10 Baths
Total Rooms25 Rooms
Units11 Units
Stories2 Stories
Building Area8,846 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleModern
Construction TypeWood
Lot Area27,443 sqft (0.63 acres)

Location & Zoning

Street Address646 W 1ST AVE
CityCHICO
StateCA
Zip95926
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeCITY
Legal Description646 & 666 W 1ST AVE
Legal SubdivisionKLONDIKE ADD 03
Legal Lot Number68,69
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group3
Census Block3000
Census Tract604

Owner

646 W 1st Ave, a residential property, is owned by a company that acquired it in March 2010.

Source: Butte County records, as of September 1, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 547, HAMILTON CITY, CA 95951-0547
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2007 · Amount on File
Deed SaleDec 14, 2007 · Amount on File
Prior SaleDec 14, 2007 · Amount on File
Deed Document Number200757869
Last Transfer DateMar 29, 2010
Transfer Doc0000010720
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address646 W 1ST AVE, CHICO, CA 95926
Transaction TypeMortgage
Record UpdatedNov 20, 2025
Title CompanyRIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 3RD, HAMILTON CITY, CA 95951

Mortgage

Document Number0000027214
DateOct 8, 2025
Instrument2025-0027214
Lender
NameNORTHERN CALIFORNIA NATIONAL BANK
TypeBank
AddressCHICO, CA 95926
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 646 W 1st Ave was $13,292.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,168,602 (+1.99%) Land $348,338 Building $820,264
2025$13,292.00$1,145,748 Land $341,508 Building $804,240
2023$12,344.00 (+1.64%)$1,101,376 Land $328,248 Building $773,128$1,244,880
2022$12,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 W 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 646 W 1st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications, T-Mobile, unWired Broadband, Verizon.

Nearby Properties on W 1st Ave

Nearby Streets

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