646 VT Rte 15, Underhill, VT 05489 Property Records

Underhill Town property record for 646 VT Rte 15, Underhill, VT 05489

Property Summary

Property Type	Single Family Home
Lot Size	4.28 acres (186,437 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jan 2022)
Tax Bill	$3,885 (2025)
Deeds & Mortgages	Jan 2022 Sale May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`660-209-10985`

Property Details

APN / Parcel Number

Primary APN	`660-209-10985`
Alternative APNs	`(209) VT646` `MVT646`

Exterior

Lot Area	186,437 sqft (4.28 acres)

Location & Zoning

Street Address	646 VT ROUTE 15
City	UNDERHILL
State	VT
Zip	05489-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.28 ACRES & DWL
Jurisdiction	UNDERHILL TWP VT
Township / Civil Division	UNDERHILL
Census Block Group	2
Census Block	2025
Census Tract	2900

Owner

646 VT Rte 15 is owned and occupied by an individual who bought it in January 2022.

Source: Underhill Town records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	646 VT ROUTE 15, UNDERHILL, VT 05489-9720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed, Transfer
May 30, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Prior Sale	May 30, 2017
Deed Document Number	20221173013056
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	2054764672
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNDERHILL TWP VT
Recording Date	Jan 19, 2022
Property Address	646 VT ROUTE 15, UNDERHILL, VT 05489-9720
Document Number	DK1173013056
Instrument Date	Jan 13, 2022
Instrument	DK1173013056
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount on Record
Tax	$3.47
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 CHELSEA AVE, 1, LONG BRANCH, NJ 07740-8109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 VT ROUTE 15, UNDERHILL, VT 05489-9720

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNDERHILL TWP VT
Recording Date	May 30, 2017
Property Address	646 VT ROUTE 15, UNDERHILL, VT 05489-9720
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HONEYSUCKLE WAY OCEAN NJ 077128555, OCEAN, NJ 07712-8555

Tax Assessment & Valuation

The 2025 property tax bill for 646 VT Rte 15 was $3,885 with a homeowner's exemption.

Source: Underhill Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Chittenden County
County Subdivision	Underhill Town
Unified School District	Mount Mansfield Unified Union School District 401 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,885.00	$295,900 Land $119,900 Building $176,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 646 VT Rte 15 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1998–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 VT Rte 15 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on VT Rte 15

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