646 Vernon Ferry Rd, Lagrange, GA 30240 Property Records

Troup County property record for 646 Vernon Ferry Rd, Lagrange, GA 30240 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,260 sqft Heated Area
Lot Size	33,106 sqft (0.76 acres)
Occupancy	Owner Occupied
Last Sale	$62,500 (1990)
Tax Bill	$1,248.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0813-000-277`
Alternative APN	`16545`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,260 sqft Heated Area
Stories	1 Stories
Utility Area	48 sqft Utility Area
Utility Room	Utility Room
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Exterior Material	Wood Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	33,106 sqft (0.76 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Carport Area	556 sqft Carport
Patio Area	214 sqft Patio
Porch	Open Porch
Porch Area	80 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	16545
Old Parcel Number	0813 000277
Street Address	646 VERNON FERRY RD
City	LAGRANGE
State	GA
Zip	30240-8967
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	646 VERNON FERRY RD/VERNON FERRY RD LL199-20
Jurisdiction	TROUP GA
Minor Civil Division	LAGRANGE
Census Blockgroup	3
Census Block	3005
Census Tract	960300

Owner

Source: Troup County records · APN 0813-000-277

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	646 VERNON FERRY RD, LAGRANGE, GA 30240-8967
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 1990 · Amount on Record
Deed Sale	Apr 26, 1990 · Amount on Record
Deed Doc Number	0000555220
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROUP GA
Property Address	646 VERNON FERRY RD, LAGRANGE, GA 30240-8967
Document Number	0020300440
Instrument Date	May 04, 2020
Transaction Type	Mortgage
Record Updated	Jun 04, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 VERNON FERRY RD LAGRANGE GA 302408967, LAGRANGE, GA 30240-8967

Mortgage

Document Number	0020300440
Date	May 08, 2020
Book Page	002030/000440

Lender

Name	COLONY BK
Type	Bank
Address	WARNER ROBINS, GA 31088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2050

Tax Assessment & Valuation

Source: Troup County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Troup County
Unified School District	Troup County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,248.00 (+44.44%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$57,940 (+46.59%) Land $4,160 Building $53,780	$144,850 (+46.59%) Land $10,400 Building $134,450
2023	$864.00 (-16.28%) Homeowner's exemption	$39,524 (+6.81%) Land $4,160 Building $35,364	$98,810 (+6.81%) Land $10,400 Building $88,410
2022	$1,032.00 Homeowner's exemption	$37,004 Land $4,160 Building $32,844	$92,510 Land $10,400 Building $82,110

Flood & Wildfire

646 Vernon Ferry Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Troup County (13285C), updated February 13, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 52nd percentile of exposed land nationally · 70th in Georgia
Wildfire Likelihood	Moderate — about 1 in 775 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.