Mono County property record for 646 Valley Rd, Chalfant, CA 93514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,278 sqft · built 1984 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $213,000 (Jun 2009) |
| Tax Bill | $2,848 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 026-291-002-000 |
| Primary APN | 026-291-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 646 VALLEY RD |
|---|---|
| City | BISHOP |
| State | CA |
| Zip | 93514-9466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMH |
| Legal Description | SUB: WOLBACH PLAT BOOK: M4 PLAT PAGE: 41 BLOCK: 3 LOT: 2 |
| Legal Subdivision | WOLBACH |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MONO CA |
| Township / Civil Division | MAMMOTH LAKES |
| Census Block Group | 1 |
| Census Block | 1195 |
| Census Tract | 101 |
Source: Mono County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 VALLEY RD, BISHOP, CA 93514-9466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2009 · Amount on Record |
| Deed Sale | Jun 1, 2009 · Amount on Record |
| Prior Sale | May 15, 2008 · Amount on Record |
| Deed Document Number | 20092598 |
| Prior Transfer Date | Oct 12, 2004 |
| Prior Transfer Doc | 0000010411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 646 VALLEY RD, CHALFANT, CA 93514-9466 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 646 VALLEY RD, BISHOP, CA 93514-9466 |
| Document Number | 0000004331 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021004331 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 247 Months |
| Due | Jan 1, 2042 |
Source: Mono County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Mono County |
| Unified School District | Eastern Sierra Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $279,761 (+2%) Land $121,490 Building $158,271 | |
| 2025 | $2,848.00 (+2.45%) Homeowner's exemption | $274,276 (+4.04%) Land $119,108 Building $155,168 |
| 2023 | $2,780.00 Homeowner's exemption | $263,628 Land $114,484 Building $149,144 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Race Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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