Lincoln County and Waldoboro Town property record for 646 Union Rd, Waldoboro, ME 04572
| Property Type | Single Family Home |
|---|---|
| Details | 256 sqft |
| Lot Size | 13.6 acres (595,465 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,226 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jul 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | WALB M:R14 L:12B |
| Primary APN | WALB M:R14 L:12B |
|---|---|
| Alternative APN |
|
| Building Area | 256 sqft Living Area |
|---|
| Lot Area | 595,465 sqft (13.6 acres) |
|---|
| Account Number | 803 |
|---|---|
| Street Address | 646 UNION RD |
| City | WALDOBORO |
| State | ME |
| Zip | 04572-5807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL |
| Legal Lot Number | 12B |
| Jurisdiction | WALDOBORO ME |
| Township / Civil Division | WALDOBORO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 975200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
646 Union Rd is owned and occupied by an individual.
Source: Lincoln County and Waldoboro Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 UNION RD, WALDOBORO, ME 04572-5807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2018 | Deed of Trust, Mortgage ROCKLAND SVGS BK |
| Jul 2, 2019 | Loan Modification, Mortgage · Line of Credit ROCKLAND SVGS BK FSB |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALDOBORO ME |
| Property Address | 646 UNION RD, WALDOBORO, ME 04572-5807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052710238 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 05271/0238 |
| Instrument | 000000039658 |
| Name | ROCKLAND SVGS BK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 253 Months |
| Due | Jul 6, 2039 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WALDOBORO ME |
| Property Address | 646 UNION RD, WALDOBORO, ME 04572-5807 |
| Document Number | 0054100057 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 646 UNION RD WALDOBORO ME 045725807, WALDOBORO, ME 04572-5807 |
| Document Number | 0054100057 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 005410/000057 |
| Instrument | 51974 |
| Name | ROCKLAND SVGS BK FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | WALDOBORO, ME 04572 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 646 Union Rd was $3,226, up 11.6% from the year before.
Source: Lincoln County and Waldoboro Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Lincoln County |
| County Subdivision | Waldoboro Town |
| Unified School District | School Administrative District 40 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,226.00 (+11.63%) | $218,000 (+27.49%) Land $85,000 Building $133,000 |
| 2024 | $2,890.00 (+8.32%) | $171,000 (-) Land $38,000 Building $133,000 |
| 2023 | $2,668.00 (+11.45%) | $171,000 (-) Land $38,000 Building $133,000 |
| 2022 | $2,394.00 | $171,000 Land $38,000 Building $133,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 646 Union Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Union Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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