Harrisonburg City property record for 646 Tower St, Harrisonburg, VA 22802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,230 sqft · built 2003 |
| Lot Size | 0.209 acres (9,119 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,686 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 032 Q 9 |
| Primary APN | 032 Q 9 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| Basement Area | 1,230 sqft |
| Flooring | Carpet |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 9,119 sqft (0.209 acres) |
| Driveway | Asphalt Driveway |
| Driveway Area | 1 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 225 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 646 TOWER ST |
|---|---|
| City | HARRISONBURG |
| State | VA |
| Zip | 22802-6067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | QUADRANT 1 SS KELLY ST LOT 9 KELLEY TOWER SUB |
| Legal Subdivision | KELLEY TOWER SUB |
| Legal Lot Number | 9 |
| Jurisdiction | HARRISONBURG CITY VA |
| Township / Civil Division | HARRISONBURG |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 101 |
646 Tower St is owned and occupied by an individual.
Source: Harrisonburg City records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 TOWER ST, HARRISONBURG, VA 22802-6067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 646 Tower St was $2,686.
Source: Harrisonburg City assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Harrisonburg City |
| Unified School District | Harrisonburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,686.00 | $266,000 (+1.99%) Land $52,000 Building $214,000 | $266,000 (+1.99%) Land $52,000 Building $214,000 |
| 2025 | $260,800 Land $52,000 Building $208,800 | $260,800 Land $52,000 Building $208,800 | |
| 2024 | $2,493.00 (+10.07%) | ||
| 2023 | $2,265.00 | $236,000 Land $39,400 Building $196,600 | $236,000 Land $39,400 Building $196,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Tower St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 646 Tower St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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