646 Toronto Cir, Hampton, GA 30228 Property Records

Clayton County property record for 646 Toronto Cir, Hampton, GA 30228

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,198 sqft · built 2018
Lot Size	0.016 acres (723 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,000 (Nov 2012)
Tax Bill	$6,118 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-082C-C-007`

Property Details

APN / Parcel Number

Primary APN	`05-082C-C-007`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,198 sqft Living Area
1st Floor Area	1,599 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	723 sqft (0.016 acres)
Lot Width	68.8 ft Width
Garage Area	434 sqft
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	646 TORONTO CIR
City	HAMPTON
State	GA
Zip	30228-5333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS110
Legal Subdivision	PANHANDLE VALLEY
Legal Phase	1
Legal Lot Number	121
Jurisdiction	CLAYTON GA
Township / Civil Division	JONESBORO
Census Block Group	2
Census Block	2013
Census Tract	40639

Owner

Source: Clayton County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 TORONTO CIR, HAMPTON, GA 30228-5333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Dec 28, 2021	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 8, 2020	Deed of Trust, Mortgage · Conventional with PMI COMMERCE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2012 · Amount on Record
Deed Sale	Nov 28, 2012 · Amount on Record
Deed Document Number	201213297
Deed Book / Page	10229 / 455
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	646 TORONTO CIR, HAMPTON, GA 30228-5333
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 TORONTO CIR, HAMPTON, GA 30228-5333

Mortgage

Document Number	0138980000000899
Date	Jan 9, 2025
Book Page	0000013898/0000000899

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	646 TORONTO CIR, HAMPTON, GA 30228-5333
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 TORONTO CIR, HAMPTON, GA 30228-5333

Mortgage

Document Number	0127750000000129
Date	Dec 28, 2021
Book Page	0000012775/0000000129

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	646 TORONTO CIR, HAMPTON, GA 30228-5333
Document Number	0122690315
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 TORONTO CIR HAMPTON GA 302285333, HAMPTON, GA 30228-5333

Mortgage

Document Number	0122690315
Date	Dec 23, 2020
Book Page	012269/000315

Lender

Name	COMMERCE HM MTG
Address	16845 VON KARMAN AVE # 200, IRVINE, CA 92606-4960

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Clayton County
Unified School District	Clayton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,118.00	$160,960 (+1.39%) Land $10,400 Building $150,560	$402,400 (+1.39%) Land $26,000 Building $376,400
2025	$6,118.00 (+7.45%)	$158,760 (+0.66%) Land $10,400 Building $148,360	$396,900 (+0.66%) Land $26,000 Building $370,900
2023	$5,694.00	$157,720 Land $10,400 Building $147,320	$394,300 Land $26,000 Building $368,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAYTON COUNTY WATER AUTHORITY serves 298,374 people · EPA ID GA0630000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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