Currituck County property record for 646 Tide Arch, Corolla, NC 27927
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 7.5 ba · 3,476 sqft · built 2014 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,425,000 (Jun 2026) |
| Tax Bill | $10,059 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9944-09-2691 |
| Primary APN | 9944-09-2691 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,476 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Pool Area | 200 sqft |
|---|---|
| Patio Area | 318 sqft |
| Shed | 1 Shed |
| Shed Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000155857 |
|---|---|
| Street Address | 646 TIDE ARCH |
| City | COROLLA |
| State | NC |
| Zip | 27927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFO |
| Legal Description | LOT 112 OCEAN LAKES SUBD SEC O OCEAN SANDS PUD PH 4-C |
| Legal Subdivision | OCEAN SANDS |
| Legal Phase | 4 |
| Legal Lot Number | 112 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 110101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Currituck County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5307 SUMMIT DR, FAIRFAX, VA 22030-6523 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Jun 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jun 17, 2022 | Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Jun 28, 2019 | Warranty Deed, Transfer · ARM UBS BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 2026403444 |
| Deed Book / Page | 1860 / 1 |
| Prior Transfer Date | Oct 30, 2014 |
| Prior Transfer Doc | 0013070211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 646 TIDE ARCH, COROLLA, NC 27927 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0016800101 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 1680/101 |
| Instrument | 373422 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2037 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 13.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jun 5, 2026 |
| Property Address | 646 TIDE ARCH, COROLLA, NC 27927 |
| Document Number | 0000403444 |
| Book / Page | 1860 / 1 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 2026403444 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 5307 SUMMIT DR, FAIRFAX, VA 22030-6523 |
| Document Number | 0000403445, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 2026403445 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jun 17, 2022 |
| Property Address | 646 TIDE ARCH, COROLLA, NC 27927 |
| Document Number | 0016990439 |
| Book / Page | 1699 / 439 |
| Map Reference | CAB N SL 141 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 376719 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12908 HOLMBANK LN, RICHMOND, VA 23233-7692 |
| Name | Verified Name |
|---|---|
| Address | 289 OLD BRIDGE RD, BRIELLE, NJ 08730-1547 |
| Document Number | 0000376720 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 376720 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jun 28, 2019 |
| Property Address | 646 TIDE ARCH, COROLLA, NC 27927 |
| Document Number | 0014890046 |
| Book / Page | 1489 / 046 |
| Map Reference | CAB N SL 141 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 343940 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13001 GREY FRIARS PL, 13001, OAK HILL, VA 20171-2301 |
| Name | Verified Name |
|---|---|
| Address | 12908 HOLMBANK LN, HENRICO, VA 23233-7692 |
| Document Number | 343941 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 343941 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,059.00 (+0.16%) | $876,200 (-) Land $235,000 Building $641,200 | |
| 2024 | $10,043.00 (+7.86%) | $876,200 (-) Land $235,000 Building $641,200 | |
| 2023 | $9,311.00 (+28.41%) | $876,200 (-) Land $235,000 Building $641,200 | $876,200 (-) Land $235,000 Building $641,200 |
| 2022 | $7,251.00 | $876,200 Land $235,000 Building $641,200 | $876,200 (-) Land $235,000 Building $641,200 |
| 2021 | $876,200 Land $235,000 Building $641,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 1,596 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,634 units insured incl. 38 condo units |
| Nearby Flood Claims | 390 (1989–2026) |
| Claims Outside the SFHA | 313 of 390 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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