Ramsey County property record for 646 Thomas Ave, Saint Paul, MN 55104 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Bi-Level |
| Year Built | Built 1935 |
| Square Footage | 1,581 sqft Living Area |
| Lot Size | 4,960 sqft (0.114 acres) |
| Last Sale | $80,000 (2002) |
| Tax Bill | $4,598.00 (2025) |
| Primary APN | 35-29-23-14-0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Building Area | 1,581 sqft Living Area |
| 1st Floor | 608 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Combination Exterior |
| Construction Type | Wood Construction |
| Lot Area | 4,960 sqft (0.114 acres) |
| Depth X Width | 124 ft x 40 ft Depth x Width |
| Total Buildings | 2 Total Buildings |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 474559 |
|---|---|
| Street Address | 646 THOMAS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-2743 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | CHUTE BROTHERS DIVISION,NO. 3 LOT 7 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 35 |
| Legal Subdivision | CHUTE BROTHERS DIVISION,NO. 3 |
| Legal Lot Number | 7 |
| Jurisdiction | RAMSEY MN |
| Minor Civil Division | ST. PAUL |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 32500 |
Source: Ramsey County records · APN 35-29-23-14-0004
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7100 NORTHLAND CIR N, 410, MINNEAPOLIS, MN 55428-1500 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2002 · Amount on Record |
| Deed Sale | Jun 04, 2002 · Amount on Record |
| Deed Doc Number | 2002300980 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 646 THOMAS AVE, SAINT PAUL, MN 55104-2743 |
| Document Number | 0004692241 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | TITLESMART |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 646 THOMAS AVE ST PAUL MN 551042743, ST PAUL, MN 55104-2743 |
| Document Number | 0004692241 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 4692241 |
| Name | AMERICAN NAT'L BK |
|---|---|
| Type | Bank |
| Address | SOUTH MINNEAPOLIS, MN 55415 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 28, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,700 (-0.23%) Land $25,000 Building $188,700 | $213,700 (-0.23%) Land $25,000 Building $188,700 | |
| 2025 | $4,598.00 (+9.69%) | ||
| 2023 | $4,192.00 | $214,200 Land $20,000 Building $194,200 | $214,200 Land $20,000 Building $194,200 |
Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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