646 Thayer St, Rhinelander, WI 54501 Property Records

Oneida County property record for 646 Thayer St, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on Record
Last Sale	$27,000 (Oct 2023)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RH 7`

Property Details

APN / Parcel Number

Primary APN	`RH 7`

Exterior

Lot Area	8,364 sqft (0.192 acres)

Location & Zoning

Street Address	646 THAYER ST
City	RHINELANDER
State	WI
Zip	54501-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 847220/744492 ASS'RS REPLAT BLK 1 ORIG PLATLOT 7
Legal Range	09E
Legal Township	37N
Legal Section	31
Legal Subdivision	ASSRS REPLAT BLK 1 ORIG
Legal Block	1
Legal Lot Number	7
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	4
Census Block	4021
Census Tract	971500

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 776, OAK CREEK, CO 80467-0776
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 7, 2023	Deed of Trust, Mortgage INTERCITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Deed Document Number	2023847220
Prior Transfer Date	Oct 22, 2014
Prior Transfer Doc	0000744492
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA WI
Recording Date	Oct 16, 2023
Property Address	646 THAYER ST, RHINELANDER, WI 54501-2652
Document Number	0000847220
Instrument Date	Oct 16, 2023
Instrument	847220
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1228, RHINELANDER, WI 54501-1228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 776, OAK CREEK, CO 80467-0776

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	646 THAYER ST, RHINELANDER, WI 54501-2652
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000845227
Date	Aug 7, 2023
Instrument	845227

Lender

Name	INTERCITY STATE BANK
Type	Bank
Address	SCHOFIELD, WI 54476

Agreement

Amount	Amount Recorded
Term	33 Months
Due	May 6, 2026

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00 (+16.7%)	$48,000 (-) Land $5,500 Building $42,500	$81,401 Land $9,327 Building $72,074
2023	$1,132.00 (+8.12%)	$48,000 (-) Land $5,500 Building $42,500
2022	$1,047.00	$48,000 Land $5,500 Building $42,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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