646 Territory Ln, Crestview, FL 32536 Property Records

Okaloosa County property record for 646 Territory Ln, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,656 sqft · built 2006
Lot Size0.229 acres (9,999 sqft)
Owner2 Individuals on Record
Last Sale$250,000 (Aug 2019)
Tax Bill$3,344 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-5872-0

Property Details

APN / Parcel Number

Primary APNC56-000-598-5872-0
Alternative APN
  • 35-3N-24-1000-000F-0060

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,656 sqft Heated Area
Gross Area3,431 sqft
1st Floor Area2,656 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area9,999 sqft (0.229 acres)
Garage TypeFinished
Garage Area420 sqft
PorchOpen Porch
Porch Area355 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address646 TERRITORY LN
CityCRESTVIEW
StateFL
Zip32536-5446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOX VALLEY PH I LOT 6 BLK F
Legal Range24
Legal Township03N
Legal Section35
Legal SubdivisionFOX VALLEY PH 1
Legal Phase1
Legal BlockF
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2024
Census Tract20601

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address646 TERRITORY LN, CRESTVIEW, FL 32536-5446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2019 · Amount on Record
Deed SaleAug 1, 2019 · Amount on Record
Prior SaleMar 3, 2006 · Amount on Record
Deed Document Number3295177
Deed Book / Page3411 / 3877
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address646 TERRITORY LN, CRESTVIEW, FL 32536-5446
Transaction TypeMortgage
Record UpdatedJun 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 TERRITORY LN, CRESTVIEW, FL 32536-5446

Mortgage

Document Number0036221376
DateMay 17, 2022
Book Page3622/1376
Instrument3550600
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,344.00 (+4.99%) Homeowner's exemption$252,709 (+5.99%)$323,200 (-6.98%) Land $40,487 Building $282,713
2023$3,185.00 (+2.94%) Homeowner's exemption$238,434 (+3%)$347,435 (+6.64%) Land $34,398 Building $313,037
2022$3,094.00 Homeowner's exemption$231,489$325,796 Land $32,148 Building $293,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

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