646 Tanglewood Dr, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 646 Tanglewood Dr, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,400 sqft · built 2001
Lot Size	0.454 acres (19,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,165 (Feb 2001)
Tax Bill	$8,131 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-052364`

Property Details

APN / Parcel Number

Primary APN	`14-052364`
Alternative APN	`052364`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,400 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,774 sqft (0.454 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	288 sqft
Deck Area	773 sqft
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	052364
Street Address	646 TANGLEWOOD DR
City	SYKESVILLE
State	MD
Zip	21784-8964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 56 - 19774 SQ FT TANGLEWOOD DR 44-45/43 SUMNERS HOLLOW SC 2
Legal Subdivision	SUMNERS HOLLOW SEC 02
Legal Lot Number	56
Jurisdiction	CARROLL MD
Township / Civil Division	14, BERRETT
Census Block Group	1
Census Block	1008
Census Tract	514100

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 TANGLEWOOD DR, SYKESVILLE, MD 21784-8964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 9, 2019	Deed of Trust, Mortgage · ARM SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2001 · Amount on Record
Deed Sale	Feb 16, 2001 · Amount on Record
Deed Document Number	20013231
Deed Book / Page	2478 / 338
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	646 TANGLEWOOD DR, ELDERSBURG, MD 21784-8964
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 TANGLEWOOD DR, ELDERSBURG, MD 21784-8964

Mortgage

Document Number	0116400256
Date	Dec 9, 2025
Book Page	11640/256

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	646 TANGLEWOOD DR, ELDERSBURG, MD 21784-8964
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094020126
Date	Sep 9, 2019
Book Page	9402/0126

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.6%
Index	1-Year LIBOR
Max Rate	8.6%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,131.00 (+5.02%) Homeowner's exemption	$730,100 (+17.27%)	$777,300 (+22.27%) Land $160,000 Building $617,300
2025	$7,742.00 (+10.05%) Homeowner's exemption
2023	$7,035.00 Homeowner's exemption	$622,600	$635,700 Land $160,000 Building $475,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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