646 Sycamore St, Westfield, IN 46074 Property Records

Hamilton County property record for 646 Sycamore St, Westfield, IN 46074

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,848 sqft · built 1985
Lot Size0.259 acres (11,310 sqft)
Owner2 Individual Names on File
Tax Bill$3,418 (2024)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN29-06-31-306-015.001-015

Property Details

APN / Parcel Number

Primary APN29-06-31-306-015.001-015
Alternative APN
  • 0906310306015001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,310 sqft (0.259 acres)
Lot Dimensions130 ft deep x 87 ft wide
Garage TypeAttached
Garage Area602 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number0906310306015001
Street Address646 SYCAMORE ST
CityWESTFIELD
StateIN
Zip46074-9482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 31, TOWNSHIP 19, RANGE 4
Legal Range04
Legal Township19
Legal Section31
Legal SubdivisionWESTFIELD
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group1
Census Block1020
Census Tract110401

Owner

646 Sycamore St is owned and occupied by two individuals who acquired it in August 2003.

Source: Hamilton County records, as of March 4, 2026

Owner of Record2 Individual Names on File
Mailing Address646 SYCAMORE ST, WESTFIELD, IN 46074-9482
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2003
Deed SaleAug 7, 2003
Deed Document Number200300078833
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address646 SYCAMORE ST, WESTFIELD, IN 46074-9482
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 SYCAMORE ST, WESTFIELD, IN 46074-9482

Mortgage

Document Number0000047019
DateOct 30, 2025
Instrument2025047019
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$309,700 (+2.18%) Land $60,300 Building $249,400$309,700 (+2.18%) Land $60,300 Building $249,400
2024$3,418.00 (+12.55%)$303,100 (+12.76%) Land $21,100 Building $282,000$303,100 (+12.76%) Land $21,100 Building $282,000
2023$3,037.00 (+7.09%) Homeowner's exemption$268,800 (+8.91%) Land $21,100 Building $247,700$268,800 (+8.91%) Land $21,100 Building $247,700
2022$2,836.00 Homeowner's exemption$246,800 Land $21,100 Building $225,700$246,800 Land $21,100 Building $225,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 Sycamore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Sycamore St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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