646 Sycamore St, Elyria, OH 44035 Property Records

Lorain County property record for 646 Sycamore St, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1959
Square Footage	1,774 sqft Living Area
Lot Size	19,602 sqft (0.45 acres)
Occupancy	Owner Occupied
Last Sale	$160,900 (2020)
Tax Bill	$3,498.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`06-25-019-105-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,774 sqft Living Area
Gross Area	2,254 sqft Gross Area
1st Floor	2,254 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	19,602 sqft (0.45 acres)
Depth X Width	158 ft x 125 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Patio Area	150 sqft Patio
Porch Area	150 sqft Porch
Canopy Area	302 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	646 SYCAMORE ST
City	ELYRIA
State	OH
Zip	44035-4050
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	125 X 158
Legal Subdivision	EAST/BLACK RIVER
Legal Tract	25
Legal Block	105
Legal Lot Number	19
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1011
Census Tract	70600

Owner

Source: Lorain County records · APN 06-25-019-105-001

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	646 SYCAMORE ST, ELYRIA, OH 44035-4050
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	May 26, 2005 · Amount on Record
Deed Doc Number	2020762031
Prior Transfer Date	Jan 11, 2000
Prior Transfer Doc	0000663282
Record Refreshed	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 27, 2020
Property Address	646 SYCAMORE ST, ELYRIA, OH 44035-4050
Document Number	0000762031
Instrument Date	May 22, 2020
Instrument	762031
Transaction Type	Transfer
Record Updated	Jun 08, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$643.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 SYCAMORE ST ELYRIA OH 440354050, ELYRIA, OH 44035-4050

Mortgage

Document Number	762032
Date	May 27, 2020
Instrument	762032

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,497.00 (-0.03%) Homeowner's exemption	$73,920 (-0.01%) Land $22,590 Building $51,330	$211,210 (-) Land $64,550 Building $146,660
2024	$3,498.00 (+52.82%)	$73,924 (+75.93%) Land $22,593 Building $51,331	$211,210 (+75.94%) Land $64,550 Building $146,660
2023	$2,289.00 (+0.35%)	$42,018 (%) Land $9,639 Building $32,379	$120,050 (-) Land $27,540 Building $92,510
2022	$2,281.00	$42,020 Land $9,640 Building $32,380
2021			$120,050 Land $27,540 Building $92,510

Flood & Wildfire

646 Sycamore St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.