646 Sunset Ct, Forest City, IA 50436 Property Records

Winnebago County property record for 646 Sunset Ct, Forest City, IA 50436

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,581 sqft · built 1971
Lot Size0.692 acres (30,138 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Apr 2016)
Tax Bill$4,526 (2025)
Deeds & MortgagesJun 2011 Line of Credit
Jun 2005 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN1126251008

Property Details

APN / Parcel Number

Primary APN1126251008

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,581 sqft Living Area
Basement Area1,581 sqft
Finished Basement1,200 sqft
Unfinished Basement381 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,138 sqft (0.692 acres)
Lot Dimensions255 ft deep x 43 ft wide
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address646 SUNSET CT
CityFOREST CITY
StateIA
Zip50436-2403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description26 98 24 LOT 2 HILLCREST SUBD
Legal Range24W
Legal Township098
Legal Section26
Legal SubdivisionHILLCREST
Legal Lot Number2
JurisdictionWINNEBAGO IA
Township / Civil DivisionFOREST
Census Block Group1
Census Block1003
Census Tract680300

Owner

646 Sunset Ct is owned by two individuals who acquired it in November 2024.

Source: Winnebago County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address145 WOODLAND DR, FOREST CITY, IA 50436-2419
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2011Deed of Trust, Mortgage · Line of Credit
MANUFACTURES BANK TRUST CO
Jun 20, 2005Deed of Trust, Mortgage · Line of Credit
CITIBANK FSB
Apr 15, 2016Warranty Deed, Transfer
Sep 17, 2007Intrafamily Transfer, Transfer
Aug 22, 2007Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2016 · Amount on File
Deed SaleApr 15, 2016 · Amount on File
Deed Document Number2016553
Deed Book / Page2016 / 553
Last Transfer DateNov 18, 2024
Transfer Doc0000001646
Record UpdatedOct 29, 2026

June 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IA
Property Address646 SUNSET CT, FOREST CITY, IA 50436-2403
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02011/0849
DateJun 22, 2011
Book Page2011/0849
Instrument2011-0849
Lender
NameMANUFACTURES BANK TRUST CO
AddressFOREST CITY, IA 50436
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IA
Property Address646 SUNSET CT, FOREST CITY, IA 50436-2403
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000051035
DateJun 20, 2005
Instrument05-1035
Lender
NameCITIBANK FSB
TypeBank
Address22090
Agreement
TypeLine of Credit
AmountAmount on Record
Term2 Months
DueAug 19, 2005
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2016: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IA
Recording DateApr 15, 2016
Property Address646 SUNSET CT, FOREST CITY, IA 50436-2403
Document Number02016/0553
Book / Page2016 / 0553
Instrument DateApr 8, 2016
Instrument2016-0553
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
Tax$319.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 SUNSET CT, FOREST CITY, IA 50436-2403

September 2007: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINNEBAGO IA
Recording DateSep 17, 2007
Property Address646 SUNSET CT, FOREST CITY, IA 50436-2403
Document Number02007/1702
Book / Page2007 / 1702
Instrument DateSep 5, 2007
Instrument07-1702
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address646 SUNSET CT, FOREST CITY, IA 50436-2403
InvestorPossibly a Property Investor

August 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IA
Recording DateAug 22, 2007
Property Address646 SUNSET CT, FOREST CITY, IA 50436-2403
Document Number02007/1529
Book / Page2007 / 1529
Instrument DateAug 21, 2007
Instrument07-1529
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
Tax$239.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1439 HAMMOCK RD, SEBRING, FL 33870-6229

Tax Assessment & Valuation

The 2025 property tax bill for 646 Sunset Ct was $4,526, down 9.4% from the year before.

Source: Winnebago County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinnebago County
MunicipalityForest City
Unified School DistrictForest City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,660 (-10.41%) Land $44,030 Building $199,630$243,660 (-10.41%) Land $44,030 Building $199,630
2025$4,526.00 (-9.37%)$271,980 Land $44,030 Building $227,950$271,980 Land $44,030 Building $227,950
2024$4,994.00
2023$260,130 (+34.91%) Land $49,710 Building $210,420$260,130 Land $49,710 Building $210,420
2022$4,306.00$192,820 Land $38,700 Building $154,120
2021$192,820 Land $38,700 Building $154,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 Sunset Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Sunset Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOREST CITY WATER SUPPLY
serves 4,285 people · EPA ID IA9525047
Water SourceGroundwater
Last State InspectionJun 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Winnebago Cooperative Telecom Association
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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