Winnebago County property record for 646 Sunset Ct, Forest City, IA 50436
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,581 sqft · built 1971 |
| Lot Size | 0.692 acres (30,138 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Apr 2016) |
| Tax Bill | $4,526 (2025) |
| Deeds & Mortgages | Jun 2011 Line of Credit Jun 2005 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1126251008 |
| Primary APN | 1126251008 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,581 sqft Living Area |
| Basement Area | 1,581 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 381 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,138 sqft (0.692 acres) |
| Lot Dimensions | 255 ft deep x 43 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 646 SUNSET CT |
|---|---|
| City | FOREST CITY |
| State | IA |
| Zip | 50436-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26 98 24 LOT 2 HILLCREST SUBD |
| Legal Range | 24W |
| Legal Township | 098 |
| Legal Section | 26 |
| Legal Subdivision | HILLCREST |
| Legal Lot Number | 2 |
| Jurisdiction | WINNEBAGO IA |
| Township / Civil Division | FOREST |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 680300 |
646 Sunset Ct is owned by two individuals who acquired it in November 2024.
Source: Winnebago County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 WOODLAND DR, FOREST CITY, IA 50436-2419 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2011 | Deed of Trust, Mortgage · Line of Credit MANUFACTURES BANK TRUST CO |
| Jun 20, 2005 | Deed of Trust, Mortgage · Line of Credit CITIBANK FSB |
| Apr 15, 2016 | Warranty Deed, Transfer |
| Sep 17, 2007 | Intrafamily Transfer, Transfer |
| Aug 22, 2007 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2016 · Amount on File |
| Deed Sale | Apr 15, 2016 · Amount on File |
| Deed Document Number | 2016553 |
| Deed Book / Page | 2016 / 553 |
| Last Transfer Date | Nov 18, 2024 |
| Transfer Doc | 0000001646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Property Address | 646 SUNSET CT, FOREST CITY, IA 50436-2403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02011/0849 |
|---|---|
| Date | Jun 22, 2011 |
| Book Page | 2011/0849 |
| Instrument | 2011-0849 |
| Name | MANUFACTURES BANK TRUST CO |
|---|---|
| Address | FOREST CITY, IA 50436 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Property Address | 646 SUNSET CT, FOREST CITY, IA 50436-2403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000051035 |
|---|---|
| Date | Jun 20, 2005 |
| Instrument | 05-1035 |
| Name | CITIBANK FSB |
|---|---|
| Type | Bank |
| Address | 22090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 2 Months |
| Due | Aug 19, 2005 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Recording Date | Apr 15, 2016 |
| Property Address | 646 SUNSET CT, FOREST CITY, IA 50436-2403 |
| Document Number | 02016/0553 |
| Book / Page | 2016 / 0553 |
| Instrument Date | Apr 8, 2016 |
| Instrument | 2016-0553 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $319.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 SUNSET CT, FOREST CITY, IA 50436-2403 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Recording Date | Sep 17, 2007 |
| Property Address | 646 SUNSET CT, FOREST CITY, IA 50436-2403 |
| Document Number | 02007/1702 |
| Book / Page | 2007 / 1702 |
| Instrument Date | Sep 5, 2007 |
| Instrument | 07-1702 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 646 SUNSET CT, FOREST CITY, IA 50436-2403 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Recording Date | Aug 22, 2007 |
| Property Address | 646 SUNSET CT, FOREST CITY, IA 50436-2403 |
| Document Number | 02007/1529 |
| Book / Page | 2007 / 1529 |
| Instrument Date | Aug 21, 2007 |
| Instrument | 07-1529 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $239.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1439 HAMMOCK RD, SEBRING, FL 33870-6229 |
The 2025 property tax bill for 646 Sunset Ct was $4,526, down 9.4% from the year before.
Source: Winnebago County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winnebago County |
| Municipality | Forest City |
| Unified School District | Forest City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,660 (-10.41%) Land $44,030 Building $199,630 | $243,660 (-10.41%) Land $44,030 Building $199,630 | |
| 2025 | $4,526.00 (-9.37%) | $271,980 Land $44,030 Building $227,950 | $271,980 Land $44,030 Building $227,950 |
| 2024 | $4,994.00 | ||
| 2023 | $260,130 (+34.91%) Land $49,710 Building $210,420 | $260,130 Land $49,710 Building $210,420 | |
| 2022 | $4,306.00 | $192,820 Land $38,700 Building $154,120 | |
| 2021 | $192,820 Land $38,700 Building $154,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Sunset Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Sunset Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST CITY WATER SUPPLY serves 4,285 people · EPA ID IA9525047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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