Rockwall County property record for 646 Summer Oaks Dr, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,997 sqft · built 2021 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,636 (Nov 2022) |
| Tax Bill | $8,922 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Feb 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R97442 |
| Primary APN | R97442 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,997 sqft Living Area |
| Gross Area | 4,742 sqft |
| 1st Floor Area | 3,997 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,751 sqft (0.201 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 715 sqft |
| Porch | Covered Porch |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 646 SUMMER OAKS DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-0168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BREEZY HILL PH VI, BLOCK O, LOT 2 |
| Legal Subdivision | BREEZY HILL PH VI |
| Legal Block | O |
| Legal Lot Number | 2 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40203 |
Source: Rockwall County records · APN R97442
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 SUMMER OAKS DR, ROCKWALL, TX 75087-0168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2026 | Transfer on Death Deed, Transfer |
| Feb 09, 2026 | Transfer on Death Deed, Transfer |
| Nov 29, 2022 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on Record |
| Deed Sale | Nov 29, 2022 · Amount on Record |
| Deed Document Number | 202225331 |
| Last Transfer Date | Jan 31, 2026 |
| Transfer Doc | 0000002210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Feb 09, 2026 |
| Property Address | 646 SUMMER OAKS DR, ROCKWALL, TX 75087-0168 |
| Document Number | 0000002210 |
| Map Reference | CAB J SL 291 |
| Instrument Date | Jan 31, 2026 |
| Instrument | 20260000002210 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 646 SUMMER OAKS DR, ROCKWALL, TX 75087-0168 |
| Name | Verified Name |
|---|---|
| Address | 646 SUMMER OAKS DR, ROCKWALL, TX 75087-0168 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Feb 09, 2026 |
| Property Address | 646 SUMMER OAKS DR, ROCKWALL, TX 75087-0168 |
| Document Number | 0000002209 |
| Map Reference | CAB J SL 291 |
| Instrument Date | Jan 31, 2026 |
| Instrument | 20260000002209 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 646 SUMMER OAKS DR, ROCKWALL, TX 75087-0168 |
| Name | Verified Name |
|---|---|
| Address | 646 SUMMER OAKS DR, ROCKWALL, TX 75087-0168 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Nov 29, 2022 |
| Property Address | 646 SUMMER OAKS DR, ROCKWALL, TX 75087-0168 |
| Document Number | 0000025331 |
| Map Reference | CAB J SL 291 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 20220000025331 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 06, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6225 N STATE HIGHWAY 161 # 161161, 161161, IRVING, TX 75038-2223 |
| Name | Verified Name |
|---|---|
| Address | 646 SUMMER OAKS DR, ROCKWALL, TX 75087-0168 |
| Document Number | 0000025332 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 20220000025332 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $813,559 (+9.53%) Land $200,000 Building $613,559 | $813,559 (+9.53%) Land $200,000 Building $613,559 | |
| 2025 | $8,922.00 (-10.8%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $742,745 (-5.58%) Land $200,000 Building $542,745 | $742,745 (-5.58%) Land $200,000 Building $542,745 |
| 2024 | $10,002.00 (-5.13%) | ||
| 2023 | $10,543.00 (+621.14%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $786,676 Land $200,000 Building $586,676 | $786,676 Land $200,000 Building $586,676 |
| 2021 | $1,462.00 |
Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970402031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 233 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: 3 Rooms Communications, 360 Communications, Inc. (OK, AR & TX), AMG Technology Investment Group.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF ROCKWALL serves 55,250 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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